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Great Basin’s Student Loans

April 28 2015

Competitive Rates on Student Loans With our competitive rates on student loans you will be able to help your child… Read More

One day left to vote for best t-shirt from the Credit Union SacTown Ten Mile Run... Read More April 28 2015
#FrugalFriday and #YouthWeek! Mallows are fun AND educational! Ok I swear I caught a mallow in my mouth one time. http://t.co/WwqZSi0FVu Read More April 24 2015
It's #FrugalFriday AND Youth Week! Who knew marshmallows could be so educational... Read More April 24 2015
Still spots available for next week's seminar on business plans! Whether you're... Read More April 24 2015
Meet our award winners for this quarter - Audrey, Jamie, Ashley, and Patcha are... Read More April 23 2015
This cutie looks excited about his new youth account & Wild Island gift card! Ask us about Youth Week for your kids! http://t.co/DKO8h9Kzly Read More April 22 2015
This cutie looks pretty excited about his new youth account and his Wild Island... Read More April 22 2015
The Northwest Branch is back up and running in full-service mode! It was a wet a... Read More April 22 2015
Two days left to spring clean your closets and bring your donations to our cloth... Read More April 22 2015

Featured

Great Basin’s Student Loans

Student loan reno

Competitive Rates on Student Loans

With our competitive rates on student loans you will be able to help your child secure their educational future. We offer three different repayment options which allow you to get the tuition you need while obtaining a competitive interest rate. We believe that our student loan options are an ideal solution to help you pay for college expenses that may not be covered by federal loans and scholarships.

Why Should I Obtain My Student Loan From Great Basin?

We understand how expensive it can be to provide your child with the college education they have worked so hard to obtain. Because of this we offer a choice of competitive fixed and variable interest rates which provide you more choice and flexibility when it comes to repaying your student loan.

Are There Any Fees or Penalties?

When you obtain your student loan through us, you will not be charged any loan origination fees and you will not be charged a prepayment penalty.

How Much Can I Borrow?

Great Basin Federal Credit Union allows parents to borrow up to 100% of school certified education costs. There is a minimum loan amount of $1,000.

How Soon Will I Know If My Loan Is Approved?

When you apply for a student loan from Great Basin Federal Credit Union, you will receive a quick decision on the status of your approval. You can complete your application online, and it only takes approximately 15 minutes to apply. As a customer, you will have 24/7 online account management as well.

What Benefits Will I Receive If I Obtain A Student Loan Through Great Basin?

When you obtain your student loan through us, you will be eligible for benefits including rewards and interest rate reductions. Lower interest rates will be offered to clients who have an impressive credit score. When you apply for a student loan with a creditworthy cosigner, you may also qualify for or receive a lower interest rate.

We believe that we have done everything possible to make applying for and repaying a student loan as easy as possible. If you have any questions regarding our student loans, contact us today. We are always eager to speak with you.

Working With Your Home Equity Loan Rate

home equity loan rate reno

Making Home Equity Loan Rates Work for You

Your home is likely your largest asset, which is why it is important for you to take advantage of how it can benefit you. You can use the equity that you have in your home to cover a variety of expenses including college tuition, home improvements, and other major purchases that you may have been putting off. We offer three different types of home equity loans, each with different benefits that can meet your financial needs. To help you understand which type of loan is best suited to your needs, we have listed each of them below.

Home Equity Line of Credit

Great Basin Federal Credit Union offers a very popular Home Equity Line of Credit to our members. With this type of home equity loan, you will be able to borrow from $10,000 to $250,000 in the form of a revolving credit line. With this particular type of loan, you will receive a variable interest rate, but because it is a revolving line of credit, you have the ability to borrow and repay the loan as you wish for a term of ten years. When you reach the ten year point, you will have the option of having your loan re-evaluated and you can then reapply for the loan. With this type of loan, Great Basin Federal Credit Union will not charge you any closing fees and you can easily access your funds online or at our branch. This loan may be the ideal choice for someone who is looking to consolidate debt or fund any upcoming home improvements. As with all of our loans, you will receive the best home equity loan rates available.

Visa Home Equity Line of Credit

This type of home equity loan is similar to the traditional Home Equity Line of Credit loan that we offer. The only difference is that the funds you obtain through this type of loan can be accessed by using a Visa Card. This type of home equity loan may be perfect for someone who plans on making several purchases using their line of credit or for someone who would prefer an alternative to a traditional Visa Credit Card. If you are interested in this type of loan, we will do everything we possibly can to ensure that you receive the best home equity loan rates available.

Fixed Home Equity Loans

With a Fixed Home Equity Loan, you have the ability to borrow from $5,000 to $75,000 for up to 120 months. A Fixed Home Equity Loan provides you with peace of mind in knowing that your home equity loan rate is fixed. There are no up-front closing fees and Great Basin Federal Credit Union can finance up to 80% of Combined Loan to Value. If you would prefer a fixed rate, fixed term, and fixed loan amount we believe that this is the ideal loan for you.

Benefits of Online Banking

online banking

Why Use Online Banking?

Online banking has become the preferred banking choice for the majority of consumers. It allows you to have instant access to your accounts and monthly statements, and provides you with the ability to monitor all of your account activity. As a member of Great Basin you will be able to enjoy the benefits of banking online, which include:

  • No Monthly Checking Fee – when you bank online and sign up for online statements you will not be required to pay a monthly checking fee. With many online checking accounts you are likely required to pay a monthly fee for managing your account. When you bank online with Great Basin, you will not have to pay a dime. It is a free service, provided by us to make your life easier.
  • Free Online Banking – when you bank online with Great Basin, you will discover that it has never been easier to manage all of your accounts. Whether you’re simply logging on to check your balance or to transfer funds from one account to another, you will find our online services easy to navigate and use.
  • Free Online Bill PaymentOnline Bill Pay is a free service provided to those who bank online with Great Basin. It allows you make all of your payments online and schedule payments according to their due date. This is the easiest way to ensure that all of your monthly payments are made on time. Never miss a due date again with your free online bill payment service.
  • Free Mobile App – Enjoy quick and easy 24/7 access to check deposits, balance inquiries, transfers, and more. You can even manage your online bill payment from within our free app. It’s easy to download the mobile banking application from iTunes or Google Play to start doing your banking anywhere.

When you bank online you will have instant access to all of your monthly statements. If a problem should ever arise, or your balance isn’t what you thought it should be, you have the ability to access each monthly statement and stay on top of your account activity. It has never been easier than it is right now to manage your accounts, transfer funds, and pay your bills. Now you can even open new accounts, add sub-accounts, and apply for loans online! Make sure you’re taking advantage of all of the benefits associated with the online banking program at your credit union. It will provide you with the peace of mind you need when it comes to managing your finances. Contact us today to find out more about choosing to bank online; you’ll be happy that you did.

Get Help With Great Basin’s Business Loans

Business Loans Reno

Business Loans with Lower Down Payments

Great Basin Federal Credit Union cares about the residents of Washoe County.  We care about the success of the businesses and people who live in our community and want to do everything we can to help you succeed.  Because of this, we are honored to help you and your business succeed with our Member Business Loans.  As an established business lender, we are able to offer our members the advantage of longer terms, lower down payments, and highly competitive rates.  Below you will find each of the three different types of business loans we offer and how they can be beneficial to your business needs.

Business Lines of Credit

With this type of business loan, Great Basin Federal Credit Union will provide your business with flexibility for temporary and any ongoing working capital needs you may have.  When you take advantage of a business line of credit loan, you will be allowed to re-borrow and repay as often as your business needs it.  Once your loan has been approved, this is the ideal type of loan for quick working capital.

Business Real Estate Loans

This type of loan is ideal for a business owner who is interested in purchasing, constructing, or renovating commercial real estate.  We can offer business owners longer terms than with a traditional loan.  If you’re a business owner who needs to purchase their own commercial space, this is the ideal loan for you.  As with all of our loans, we will provide you with competitive rates on the loan amount you are in need of.

Asset Acquisition Loans

An asset acquisition loan is a type of business loan that is designed to help you purchase inventory, machinery, equipment, furniture, vehicles, and business buyouts.  This type of business loan can also be used to acquire fixed assets for your business.  If you are expanding or just getting started this is the type of business loan that can help you launch your business.  If you are an existing business and simply need to upgrade your equipment, you should definitely consider how this loan can help you.