Branch/ATM Locator

Enter a ZIP code to find the nearest ATM.

Latest News

Benefits of Online Banking

March 30 2015

Why Use Online Banking? Online banking has become the preferred banking choice for the majority of consumers. It allows you… Read More

Spots still open for tomorrow's free seminar all about the process of shopping f... Read More March 30 2015
Sounds legit. That must be how I got thru college. Two days left to finish and t... Read More March 30 2015
The Sparks Tribune is talking about what Great Basin FCU and Banzai are doing fo... Read More March 25 2015
Great Basin FCU sponsoring #DollarMenuMondays?! You know where my hotdog loving... Read More March 25 2015
Any employers or potential employers out there? Bonnie Drinkwater of Drinkwater... Read More March 23 2015
Dennis and Elisabeth got to play around in the Reno Aces territory today! How fu... Read More March 20 2015
#FlashbackFriday to when our Marketing Manager, Elisabeth, was in D.C. This post... Read More March 20 2015
We still have RSVP spots left for this free seminar! If you or anyone you know h... Read More March 19 2015
Read More March 17 2015


Benefits of Online Banking

online banking

Why Use Online Banking?

Online banking has become the preferred banking choice for the majority of consumers. It allows you to have instant access to your accounts and monthly statements, and provides you with the ability to monitor all of your account activity. As a member of Great Basin you will be able to enjoy the benefits of banking online, which include:

  • No Monthly Checking Fee – when you bank online and sign up for online statements you will not be required to pay a monthly checking fee. With many online checking accounts you are likely required to pay a monthly fee for managing your account. When you bank online with Great Basin, you will not have to pay a dime. It is a free service, provided by us to make your life easier.
  • Free Online Banking – when you bank online with Great Basin, you will discover that it has never been easier to manage all of your accounts. Whether you’re simply logging on to check your balance or to transfer funds from one account to another, you will find our online services easy to navigate and use.
  • Free Online Bill PaymentOnline Bill Pay is a free service provided to those who bank online with Great Basin. It allows you make all of your payments online and schedule payments according to their due date. This is the easiest way to ensure that all of your monthly payments are made on time. Never miss a due date again with your free online bill payment service.
  • Free Mobile App – Enjoy quick and easy 24/7 access to check deposits, balance inquiries, transfers, and more. You can even manage your online bill payment from within our free app. It’s easy to download the mobile banking application from iTunes or Google Play to start doing your banking anywhere.

When you bank online you will have instant access to all of your monthly statements. If a problem should ever arise, or your balance isn’t what you thought it should be, you have the ability to access each monthly statement and stay on top of your account activity. It has never been easier than it is right now to manage your accounts, transfer funds, and pay your bills. Now you can even open new accounts, add sub-accounts, and apply for loans online! Make sure you’re taking advantage of all of the benefits associated with the online banking program at your credit union. It will provide you with the peace of mind you need when it comes to managing your finances. Contact us today to find out more about choosing to bank online; you’ll be happy that you did.

4 Things You Can Do Instead of Singing Economic Recovery Blues


According to a recent Pew Research survey, U.S. consumers’ assessment of their personal financial situations has changed very little since the beginning of the economic recovery in 2009. One piece of explanatory data comes from the Bureau of Economic Analysis, which reported a meager 3.2 percent growth in per-capita disposable personal income (or your personal income after taxes) over the 5-year period. In fact, the current recovery’s disposable personal income growth rate is the lowest of any economic recovery in the U.S. since the 1960s.

Even if you are one of the many consumers whose financial (or career) expectations haven’t been met by the current economic recovery, plenty of opportunities still exist to take advantage of the time and hone your personal finances. Here are a few:

Continue to Pay Off Student Debt

The majority of young-adult (ages 20 to 40) households with student debt have less than $10,000 of it. However, the New York Times reports that at 4 percent in 2010, “the share of income that a typical student debtor has to devote to loan payments is only marginally higher than it was in the early 1990s.” Though you may not have a lot of money to devote to your student loans, even $50 or $100 each month would help establish the direction of your finances towards the elimination of debt (as opposed to its accumulation).

Finish Your College Degree

If you took out loans to begin college and walked away before receiving a degree, you may want to consider returning to finish the necessary coursework. The income gap is widening between those with a college degree and those without, and you could increase your employment opportunities and future earning potential by completing the degree.

Plan for a Financial Emergency

Even if you think you are in line to receive a raise or promotion, it is a wise idea to be financially prepared for a pay cut, layoff, or other monetary pitfall. Saving up three to six months’ worth of income in a bank account may seem tedious, but it is a healthy financial practice, and a great way to avoid having to take on emergency debt in an adverse circumstance. Checking your financial institution’s health, especially to make sure your funds are federally insured, is also a part of planning for an emergency. In some instances of bank failure, even if your funds are insured, it can take days and even weeks to receive them – it would be best to avoid the risk of those instances altogether with your emergency funds.

Pick Up a Side Job or Two

A weaker than expected jobs recovery has contributed to a host of creative employment ideas in the “sharing economy.” Uber, Instacart, and TaskRabbit are examples of companies that connect consumers in order to create mutually beneficial transactions, such as grocery delivery or car rides. Odd jobs abound in this economy, especially as full-time work becomes scarcer. Developing another source of income that would require minimal ongoing commitment is a great way to create your own financial recovery.

The current economic recovery may not be an automatic boon for you financially, but you should still take advantage of the many ways to improve your personal finances and set yourself up for future success. The above suggestions may also help you weather another economic downturn and prepare you to better take advantage of the next recovery.

This article was written by Patrick Russo.

How to Save Money While Vacationing


Need to get away? You should! NerdWallet to the rescue to tell us how to cut a few costs so it doesn’t hurt as bad when we get back home to the budget.

Vacation is your time to kick back, relax and enjoy life, right? Unfortunately, too often this attitude leads to out-of-control spending by those who aren’t careful. Thankfully, there are easy, relatively painless ways to cut vacation costs without sacrificing any of the fun. Here are a few tips to help you get started.

Create a budget and stick to it

First, figure out what you can afford to spend. Creating a budget for the trip can help you keep expenses from spiraling way beyond your means.

It starts with cataloging estimated costs for getting to your destination, lodging, moving around the area, eating and entertainment. If the grand total is way out of line with what you can afford for the trip, you can look for ways to cut back.

Once you’ve worked out a reasonable budget, print it out and bring it along. During your holiday, pack a pocket-size notebook to record what you spend each day. This will help you track expenses, compare them to your daily plan and stick with it.

Save on lodging

Instead of staying at a brand-name hotel, try finding an less expensive alternative. In many areas, you can rent private accommodations for short-term stays through websites such as Airbnb and HomeAway. Finding a place to stay with kitchen facilities can help you avoid too many pricey restaurant meals

Travelers saved about 21% on average by renting an apartment or home on Airbnb compared to the nightly cost of a hotel in the U.S., according to a study last year by Priceonomics. Those that rented a room in an occupied home or apartment saved more than 49%. Other less-costly alternatives include hostels and home exchanges.

Cutting food costs

Eating expenses can be one of the costliest parts of a vacation. Having a few meals at nice restaurants for fun – after all, it’s a vacation – doesn’t mean you need to do that three times a day to enjoy the trip.

Bringing along snacks and beverages purchased from a low-cost market near home is one way to cut your food costs. Stock up on snacks that won’t spoil, such as microwavable popcorn, granola and dried fruit. Instead of buying bottled water or other drinks, get a re-useable water bottle with a purification filter.

Try to book a hotel room or other accommodation that has access to kitchen facilities so you can prepare your own meals. A room with just a microwave and a mini-refrigerator can save you a bundle.

When you do plan to eat out, check sites like Groupon and LivingSocial for potential deals in the area where you’re staying. Ask people you meet or encounter about reputable food trucks, inexpensive sandwich shops, cafes or restaurants that are nearby. You can also find low-cost options by looking at online review sites.

Transportation savings

If you’re flying to your destination, plan to travel light – some airlines charge extra for carry-on bags. Even if you check your luggage, if a bag is over a certain weight, you can face an additional fee.

With high fuel prices, you may save a lot by using public transportation, walking or bicycling to get around once you’re at your vacation destination. If you absolutely have to rent a car, try to get a small hybrid that gets high mileage per gallon.

Credit card benefits

It’s always smart to have a decent amount of cash on hand when you travel for incidental expenses or times when a merchant won’t take plastic. However, using a credit card can help protect you from theft and fraud while rewarding your spending with points or cash rebates.

Lots of cards offer these benefits, and some let you transfer points you earn on your transactions to airline frequent-flier or other rewards programs run by hotel and rental-car chains. Some issuers, including Great Basin Credit Union with its Visa Platinum card, provide 24-hour fraud protection to insulate you from unauthorized charges and supply travel accident insurance.

Just remember that you need to pay off your full balance each month to avoid paying interest on what you’ve charged and raising the final cost of your trip.

Simple steps like those mentioned here can go a long way toward making sure your sweet vacation memories don’t go sour when the bills arrive months later.

Steve Nicastro, NerdWallet

We’ll leave it up to you how much planning you do before your vacation, but hopefully one of these tips can help for a care-free trip and a happy, relaxed return. Bon voyage!

Exciting News for CUs


Exciting news for CUs! (Hey, that rhymes.)

Credit unions have reached 100 million memberships nationwide! That’s one in every three Americans!

“There is clearly a growing recognition about credit unions among consumers,” said Diana Dykstra, president and CEO of the California and Nevada Credit Union Leagues, the trade association for credit unions in both states. “They understand credit unions place their interests above all else, particularly in returning financial benefits to consumer members in the forms of lower rates on loans, higher returns on savings, and lower and fewer fees.” In 2013, those financial benefits totaled more than $6 billion.

As cooperatives, credit unions are owned by their members and exist to provide financial services to those members. Its structure—as not-for-profit, democratically led and cooperatively owned financial institutions–allows credit unions to maintain a focus on returning financial benefits to members. This has led to credit unions earning the satisfaction and trust of their existing members. 2.85 million joined between June 2013-June 2014!

We think this calls for a quick flashback to our roots and how far we have come. Last year we had the privilege of interviewing Jack Dunn, one of our founding members and first President. Not only are Jack and his wife the greatest of people, but what they have to say is pretty interesting if you have a minute…

 We wish we could bring cake and balloons to each and every one of you in celebration of credit unions, members like you, and all you’ve done to share the word about credit unions. Alas, we cannot. BUT we do have one Member Appreciation Day left this year at our Main Branch on August 15th from 11-2! Come on over to mingle with (and take selfies with) the execs, grab some goodies, and eat a delicious ice cream treat! Thank you for your membership. We’re so glad you belong.

If you aren’t a credit union member yet, you can find out more about credit unions and find one in your community here: