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Want some great, free info on patents, copyrights, and trademarks? Join us at our S.... Read More July 25, 2017
Here’s a Story… July 25, 2017

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Are you a business owner? Don’t miss our free seminar this Wednesday on how to... Read More July 22, 2017
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This Thursday, get yourself (and your office buddies) a tasty treat to help raise money... Read More July 21, 2017
This is Steve. We love Steve. You will, too. Great Basin FCU Financial Services Read More July 20, 2017
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Here’s a Story…

“Here’s a story
Of some lovely ladies
Who were rocking fancy shirts and pretty pearls,
All of them had hearts of gold like their CEO,
The youngest one in curls.
…And that’s the way they all became the Branch Manager Bunch!”

Alright I’m not that good at writing songs. But I think I’m on to something. Anyways… have you met all of our Branch Managers? Allow me to introduce you!

From the top left, clockwise:

Katie – Northwest Branch Assistant Manager
Gerardina – Northwest Branch Manager
Audrey – Sparks Crossing Branch Manager
Marcy – Sparks Crossing Branch Assistant Manager
Missy – Main Branch Manager
Amanda – Main Branch Assistant Manger
Emily – eBranch Assistant Manager
Jaycyn – eBranch Manager

Some of them have recently been promoted, some of them have even moved to new branches, and ALL of them deserve a big hand!

They work very hard day in and day out to make sure we’re providing the excellent service we’ve promised to our community. They consistently exceed what is expected of them, and they’re always looking for ways the credit union can improve. They wear all the hats – supervisor, mentor, teller, washer-of-fingerprints-from-the-glass-doors… you name it. Their teams are lucky to have them, our members are lucky to have them, and we don’t know where we’d be without them!

Please join us in giving a collective CONGRATULATIONS and THANK YOU to this amazing group!

Scholarship Winners!

This year, one of our volunteer board of directors recommended that we add more scholarships. So, we did! This year, we gave three $1,000 scholarships to our members! Our selection committee looks for individuals that demonstrate strong academics or work record, leadership skills, and we put a heavy emphasis on “community service” as it aligns with our core values. We received 13 impressive applications, but are proud to introduce our three selections:

Sequoia Bergstrom

Sequoia Bergstrom will be graduating from Loyalton High School next month and enrolling in Humboldt State University in the Fall to pursue her degree in Psychology. Apart from her exemplary GPA taking honor and AP courses, playing multiple sports and participating on various clubs and committees, Sequoia wrote her essay about the local food drive she’s founded and hosted for the past two years, raising almost 1,000 cans of food for her local food bank and making quite an impact in the small community of Loyalton. She’s a well-rounded individual with a great passion for helping others and we are pleased to award Sequoia with a $1,000 to assist with her post-secondary education.

Megan Donnelly

Megan Donnelly has headed back to school to pursue her second degree in Research Psychology from the University of Nevada in Reno. Megan’s end goal is to be a licensed Family Counselor for the local Children’s Cabinet. In Megan’s essay, she stated that she has an “inherent desire in her to help people and offer her services and skills for the betterment of her community.” And has “Dedicated her career and her life to community service.” There is no question Megan is making a positive impact on our community by helping families and children dealing with some unimaginable and overwhelming circumstances. We are proud to award her with one of three $1000 scholarships to help Megan in her continued pursuit of doing amazing things.

Jordan Gross

Jordan Gross is graduating from Wooster High School in Reno, NV next month and plans to pursue her undergraduate degree in biochemistry from Case Western Reserve University in Cleveland, Ohio in the fall. Jordan is a multi-sport athlete, president of several clubs, a member of her We the People debate team, and still manages to maintain a 3.93 GPA in a course-load full of honors, AP and IB classes.  Jordan wrote her essay about founded a Rotary Interact Club at her high school. Jordan likened the experience to starting a new business and described how much she learned about leadership and management. She leads her club to host various community service projects, and together, she and her club are dedicated to helping raise funds and supplies for various non-profits and those in needs right here in our own local community.

A big ol’ CONGRATULATIONS to this year’s winners!

Look! It’s Laura!

Hey, look! It’s Laura! Laura recently celebrated her 10 year anniversary as one of the best tellers this side of the Mississippi! (Well, some might argue this side of the solar system!) Laura spent her first 5 years taking care of the wonderful members of Sparks City Employees Credit Union, and then we were lucky enough to make her an official Great Basin Federal Credit Union team member when the two credit unions joined forces! We asked her to take a minute out of her busy day to tell us all a little about herself.

  • Favorite thing to snack on while working: Nuts, nuts, and more nuts.
  • Favorite book: Does people magazine count? Just kidding, Little House on the Prairie series!
  • Where do you see yourself in 10 years? Right here at Sparks Crossing getting ready for RETIREMENT! =)
  • Favorite part about working at Great Basin: My coworkers & the members! We’re one big happy family.
  • Funniest thing that has ever happened at work: Ohhh goodness, too many to pick from. Probably the day I was just standing there talking to Audrey. I looked down to find something in my scarf and I thought it was a spider. I screamed and jumped out of my chair… only to find out it was a piece of broccoli from lunch. Lol I guess I need to use a bib when I eat!
  • Fun fact: I’m adopted and I married someone who was also adopted. What are the chances?

Laura’s bosses, Jaycyn and Audrey, had this to say about her: “Laura has been a great addition and asset to the credit union. We love that she makes everyone feel like family, members and coworkers. She can instantly make you feel warm and fuzzy.”

We are so lucky to have Laura!

Congratulations to her on this accomplishment!

Flexible Financial Planning

Is your current financial strategy static and set in stone, or flexible and responsive to change? If you’re not reviewing and updating your strategy at least once a year, it may no longer reflect your goals and lifestyle needs.

That’s because life is full of surprises. There are good ones, like an unexpected raise or promotion, and unfortunate ones, like a layoff or a death in the family. When changes occur, it’s important to update your plan. By consulting with an advisor, you may find that you need to adjust your expectations and change course. Or you may find you’re ahead of the game and able to retire earlier than planned. The point is; you’ll never know if your strategy is not being actively reviewed and updated over time.

If you’d like to make sure your investments are on the right track toward helping you meet your goals, just give Steve Lindquist at Great Basin Federal Credit Union a call at 775-789-3123. He would be happy to review your portfolio and provide a second opinion. Please feel free to forward this to friends, family, or other associates you feel may benefit from this information, or send Steve their email addresses and we’ll be happy to include them on future emails.

All the best,

Steve Lindquist
Financial Consultant
9600 S. McCarran Blvd.
Reno, NV  89523
(775) 789-3140
Find me on Facebook!


Registered representative offering securities through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC.  Cetera is not affiliated with any other named entity. CA Insurance License #0G30574

Investments are not deposits; not NCUSIF insured; and not insured by any federal government agency.  No credit union guarantee.  May lose value.

Retirement in 2017

We thought you might find the following information useful as it explains noteworthy changes to Social Security that both retirees as well as those currently paying into Social Security can expect in 2017.

  • Cost-Of-Living Adjustment– Based on an increase in the Consumer Price Index over the last two years, a Cost-Of-Living Adjustment (or COLA) will be implemented for Social Security income beneficiaries in 2017. This will result in a 0.3 percent increase in payouts, or approximately an extra $5 per month.1 A modest increase compared to a 14.3 percent payment increase back in 1980.2
  • Earnings limit increase– Retirees who plan to work and collect Social Security at the same time may have some of their benefit withheld if they exceed the new earnings limit. In 2017, the earnings limit for those aged 65 and younger will increase to $16,920 from $15,720. Those taking Social Security benefits, who earn more than the new amount, will have $1 in benefits held back for every $2 in earned income over the $16,920 limit. However, the earnings limit will go away once you turn 66 and Social Security payments will no longer be withheld if you work and receive benefits at the same time. Also, payments will increase to credit you for any part of your benefit withheld in the past, according to US News & World Report.3
  • Changes to double claiming– Often married couples age 66 or older have taken advantage of collecting spousal Social Security payments worth half of the higher wage earner’s benefit amount only to later opt to take payments based on the other spouse’s individual work history, which now would be higher due to delaying the claim. Yet in 2017, this will no longer be an option. Retirees who turned 62 on January 2, 2016 or later will no longer be able to double claim a spousal payment and an individual payment at separate times. Instead, they will now just receive the higher of the two benefit options.

Bump in full retirement age – Like the COLA, it may seem like a modest increase, however, this change could affect the Social Security payments that you may plan to receive. Seniors reaching the eligible full retirement age of 66 years old will now have to wait 2 months (age 66 and 2 months) in order to receive full benefits.

How will this impact retirees? Those planning to claim Social Security as early as possible—such as age 62—will see a larger reduction from their overall benefits (slightly larger than the one they’d receive for claiming benefits early) with the extra 2 months tacked onto the full retirement age.

Give our financial services department a call at 775-789-3123 if these changes have you thinking about your retirement strategy, or if you just want more information.

All the best,

Steve Lindquist
Financial Consultant
9600 S. McCarran Blvd.
Reno, NV  89523
(775) 789-3140
Find me on Facebook!


Registered representative offering securities through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC.  Cetera is not affiliated with any other named entity. CA Insurance License #0G30574

Investments are not deposits; not NCUSIF insured; and not insured by any federal government agency.  No credit union guarantee.  May lose value.