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Remember our branches will be closed Saturday, Sunday and Monday in observance of Memorial Day!... Read More May 24, 2019
Looking for a smart student loan option for next fall? Check out the options we... Read More May 23, 2019
6 Tips to Prevent Fraud May 23, 2019

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Congrats to one of our Youth Month contest winners! She won a new Polaroid camera... Read More May 21, 2019
Now’s a good time to plan your next Disney vacation, with help and discounts from... Read More May 20, 2019
Blessing your timeline with a couple of cute, excited siblings ready to use their new... Read More May 16, 2019
Tomorrow is Let’s Talk – Make Your Move! RSVP and more information is available here:... Read More May 15, 2019
Toy loans are 1% off now thru July! Snag your discount with the promo code:... Read More May 14, 2019
Talking Finances with your Adult Children Read more: https://www.greatbasin.org/16351/talking-finances-adult-children/Talking Finances with your Adult Children Many... Read More May 14, 2019
Talking Finances with your Adult Children May 14, 2019

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Personal Loans

Personal Loans

Great Basin offers affordable rates on multiple types of personal loans so that you can find the one that fits your needs. We can work with you to build your credit score, send you on that dream vacation, or help with unexpected expenses. Don’t hesitate to inquire – personal loans can be used for just about anything.

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Lifestyle Loans (previously known as Signature Loans)

Every member has a unique lifestyle and we understand that sometimes there are extra expenses. We make the process easy so you don’t have to turn to high-interest credit cards or payday loans. Lifestyle Loans are designed to fit your need, whether it’s for an unexpected life event or something more, well… unique.

Use a Lifestyle Loan for:

Vacations
Debt Consolidation
Taxes
Home Improvements
Weddings/Honeymoons

Cosmetic Procedures
Cosmetic Dentistry
Vision Correction Procedures
Fertility Treatments
Adoption Costs

Auto Repairs
Computer Purchase
Veterinarian Expenses
Musical Instruments


Why a Lifestyle Loan instead of a credit card or payday loan?

Credit card companies often encourage small monthly payments, which keeps balances high and interest charges rising. In some cases making the minimum payments of 2-3% of the balance could take 7-10 years or more (and a whole lot of interest) to pay off the debt! Many consumers find it difficult to ever get out of the debt cycle. Lifestyle loans are a better choice for many people because the low, fixed payments are designed to help you use credit wisely and get it paid off in a reasonable amount of time.

  • Loan amounts from $250 to $15,000
  • Terms up to 60 months
  • No collateral required
  • Fixed, affordable payments
  • Rates from 7.24% to 18% APR*
  • Quick application and processing

*APR=Annual Percentage Rate. Payment protection available on Lifestyle Loans.

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Energy Saver Loans

Looking for a way to lower your energy bill and your carbon footprint? We’ve got the loan for you. And we’re excited to offer you a little rate perk for your doing your part. Together, we’ll ensure that there will be enough trees for future generations to hug.

Use an Energy Saver Loan for:

  • Replacing doors, skylights, furnaces, air conditioners, coolers,
    heat pumps, or attic fans with energy-efficient products
  • Sealing energy leaks and adding insulation
  • Purchasing energy-efficient/Energy Star appliances such as refrigerator,
    freezer, washer/dryer, dishwasher, stove, oven, and microwave
  • Xeriscape conversion

Energy Saver Loans have simple, flexible terms:

  • Loan amounts from $250 to $15,000
  • Terms up to 60 months
  • Fixed affordable payments
  • Rates from 6.24% to 17% APR*
  • Quick, free application and processing

Credit Builder Loans

We often hear the question, “how can I get credit if no one will give me credit?”. That’s where the Credit Builder Loan comes in. Whether you’re trying to build first-time credit or are working to repair or improve your credit, this loan is designed for you. We simply lend you a certain amount of money which we lock into a special savings account for a minimum of one year. After you’ve made all your payments and fulfilled the loan, we will release the funds to you. Not only have you built up your credit file with proven timely payments, but you also have the funds available for a down payment on the home or car you want! It’s really that simple. Regardless of what your credit looks like right now, we want to help you get where you want to be.

  • Loan amounts from $1,000 to $3,000
  • Terms from 12-36 months
  • Rate is 3% over your share dividend rate

If you’re new to credit, check out these helpful credit tips or just ask us! We’re happy to help.

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Share Secured Loans

This is an inexpensive and convenient way to borrow money. This installment loan allows the borrower to take a loan against an established Great Basin Federal Credit Union savings or certificate account. A Share Secured Loan is a great way to establish credit.

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