Every member has a unique lifestyle and we understand that sometimes there are extra expenses. We make the process easy so you don't have to turn to high-interest credit cards or payday loans. Lifestyle Loans are designed to fit your need, whether it's for an unexpected life event or something more, well... unique.

Use a Lifestyle Loan for:

Why a Lifestyle Loan instead of a credit card or payday loan?

Credit card companies often encourage small monthly payments, which keeps balances high and interest charges rising. In some cases making the minimum payments of 2-3% of the balance could take 7-10 years or more (and a whole lot of interest) to pay off the debt! Many consumers find it difficult to ever get out of the debt cycle. Lifestyle loans are a better choice for many people because the low, fixed payments are designed to help you use credit wisely and get it paid off in a reasonable amount of time.

• Loan amounts from $250 to $15,000
• Terms up to 60 months
• No collateral required
• Fixed, affordable payments

Looking for a way to lower your energy bill and your carbon footprint? We've got the loan for you. And we're excited to offer you a little rate perk for your doing your part. Together, we'll ensure that there will be enough trees for future generations to hug.

Use an Energy Saver Loan for:

Energy Saver Loans have simple, flexible terms:

• Loan amounts from $250 to $15,000
• Terms up to 60 months
• Fixed affordable payments

We often hear the question, "how can I get credit if no one will give me credit?". That's where the Credit Builder Loan comes in. Whether you're trying to build first-time credit or are working to repair or improve your credit, this loan is designed for you. We simply lend you a certain amount of money which we lock into a special savings account for a minimum of one year. After you’ve made all your payments and fulfilled the loan, we will release the funds to you. Not only have you built up your credit file with proven timely payments, but you also have the funds available for a down payment on the home or car you want! It's really that simple. Regardless of what your credit looks like right now, we want to help you get where you want to be.

• Loan amounts up to $5,000
• Terms up to 48 months, depending on loan amount

If you're new to credit, check out these helpful credit tips or just ask us! We're happy to help.

This is an inexpensive and convenient way to borrow money. This installment loan allows the borrower to take a loan against an established Great Basin Federal Credit Union savings or certificate account. A Share Secured Loan is a great way to establish credit.

• Terms up to 60 months
• We also offer Secured Visa Credit Cards

This revolving line of credit connected to your checking account can help to provide peace of mind.

• Up to $1,000 limit, on approved credit
• Cash advances for personal use available
• No fee for usage

When compared to the cost of many payday loans, the Advance Line is your friend. Ask us about applying today to be sure it's ready right when you need it.