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Auto Loans

 

      Apply Now    

Already a member? You can log in to your Online Banking or Mobile Banking for a quicker loan application.

New. Used. Maybe something really, really safe for your, GULP! new driver. Or maybe we can refinance what you already have and save you some money. We at Great Basin take great pride in our ability to not only make the process simple and painless, but also find our members the best rates around (we are a not-for-profit cooperative). There’s no fee to apply, and the application is quick and easy.

So let’s get this auto loan party started.

Auto Loan Rates
Core Member Rates  3.19% – 17.69%
Non-Core Member Rates  3.44% – 17.94%

 

Check Application Status
Calculators & Resources with AutoSMART
Insurance Options
Education

NEW Auto Loans

We'll finance up to 100% of MSRP (minus rebates) plus Guaranteed Auto Protection (GAP) and warranty. Terms up to 84 months*.

  • No application fee
  • Easy, secure application (really, it only takes a few minutes)
  • Quick decision and processing
  • Flexible, affordable payments
  • No prepayment penalties
  • Automated payment options & free Online and Mobile banking
  • Personal, local service
USED Auto Loans

We’ll finance up to 100% of Retail Kelley Blue Book plus Guaranteed Auto Protection (GAP) and warranty. We will finance vehicles 7 years old or newer with less than 75,000 miles. Terms up to 84 months*. 

  • No application fee
  • Easy, secure application (really, it only takes a few minutes)
  • Quick decision and processing
  • Flexible, affordable payments
  • No prepayment penalties
  • Automated payment options & free Online and Mobile banking
  • Personal, local service
Preapprovals

Whether you’re buying new or used, we encourage you to apply today and get preapproved. Why? Well…

  • You’ll get an idea of what your payment could be based on what amount you spend.
  • We can help you find a trusted dealer to work with.
  • We can help you run Kelley Blue Books to make sure you’re getting a good deal.
  • You can shop worry-free knowing you’re already approved at a great rate for the right amount.
  • You’ll be prepared for coverages the dealer might offer and you’ll know what is a fair price for them.
  • Preapprovals are good for 30 days so you’ve got plenty of time!
Refinances

We may be able to help save you money on your monthly payment by refinancing at a lower rate than what your current lender is charging you. Apply today to see what you can save! 

If your vehicle is paid off but meets the Used Auto criteria above, did you know you could refinance it? Use the great auto loan rate for anything from consolidating your debt to going on your dream vacation! Just ask your representative about a “cash-out refinance”.

Start your application now by clicking here. If you have any questions, please call (775)789-3171 to speak with a loan processor.

Enterprise Car Sales Discounts

All year long, our partner Enterprise Car Sales has great offers for Great Basin Members.

PLUS, GET .50 OFF YOUR RATE** when you buy with Enterprise and finance with Great Basin! 

Enjoy even more benefits of working with Enterprise like:

  • No-Haggle Prices
  • Used Car Certification
  • Free CARFAX ® Vehicle History Report™
  • Trade-Ins Welcome
  • 7-Day Repurchase Agreement*
  • 12/12 Limited Powertrain Warranty*
  • Vehicle Service Contracts available
  • 12-Month Roadside Assistance included*

Click, call, or visit to get started!

Payment Saver Loan

How would you like to finance your vehicle with a program that combines the best features of a conventional loan with the benefits of leasing? The Payment Saver Loan offers low monthly payments similar to a lease, plus the best part of conventional financing – actually owning the vehicle. 

Click here for details!

Not quite ready for the full application? Try our quick loan inquiry application below!

Note: Approval can not be given without running credit. 

Quick Loan Inquiry




If you have any questions, please call 775.789.3171 to speak with a loan processor.


*Rates stated as annual percentage rate (APR). Loan rates accurate as of  12/21/2018 & are subject to change without notice. Additional lending policies may apply. Financing, term, rate, and loan amount vary depending on loan type, collateral, applicant financial status & credit history.

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