Savings

You Deserve Financial Peace of Mind

Whether it’s for a rainy day, an unexpected emergency, or retirement, we take your savings seriously. Whether your goals are short or long term, we’ll work with you to find a product that works best for you, and your budget so you can feel empowered to make financial decisions that set you up for long-term success.
What We Offer
What We Offer

Savings Account Options

Primary Savings Account

This is your ticket to becoming the BOSS! Your primary savings account is your share in the credit union, and all members are required to maintain a minimum $25 in this account.

Heads up! If a Primary Savings is your only account with the credit union, a minimum balance of $300 must be maintained and one transaction must be made per year or your account may be subject to fees. Please refer to Rates & Fees page.

Christmas Club Account

Save a little at a time and before you know it, you’ve got the money you need for some extra jingle this Christmas!

Place some cheer in your pocket! Reduce holiday expenses by reserving money throughout the year with a Christmas Club account. There is no minimum opening investment and dividends are paid at the end of each month. Your Christmas Club maturity is the first business day in November each year at which time funds will be transferred to your Primary Savings.

High-Yield Savings (Money Markets)

Want to grow your savings but still want easy access to your money? Great Basin’s High-Yield Savings (Money Market) Accounts offer a higher savings rate than our traditional Primary Savings Account but greater liquidity than a Share Certificate. A minimum $2,500 balance is required.

Certificates

Share Certificate

Little work. Big rewards. With as little as $1,000 for as little as 6 months you can earn a competitive dividend rate just for trusting Great Basin with your money.

Share Certificates automatically renew upon maturity for the same term at current rates.

Payday Certificate

With just a $250 deposit, you can be well on your way to a brighter future. A minimum term of 1 year with monthly contributions of $25 are required.

Here’s a tip: pay yourself first with a payroll deduction.

Achieve My Dream Certificate

Big or small, we’re here to help our youngest members achieve their dreams! Available for youth accounts only, a minimum deposit of $250 with a one year term is required.

Parents and grandparents can make unlimited deposits throughout the term!

Your Money Is Safe Here!

At Great Basin FCU, all deposits are federally insured by the National Credit Union Administration up to $250,000. Additionally, Great Basin members will have up to an additional $250,000 insured by the Excess Share Insurance Corporation (ESI), totaling up to $500,000 in deposit coverage! Best of all? It’s 100% free! 

Person dropping coin into piggy bank

Ready to open your savings account?

Open your savings account or certificate anytime anywhere with our convenient online application or with the Great Basin mobile app.

Investing In Your Future

No matter what tomorrow holds, we’re here to help you get there.
Chart increasing from January to April
Testimonials

Take it from our members.

*Eligible on Jr. Saver and Young Investor accounts only. Minimum $250 required to open “AMD” certificate and must be maintained to avoid closure. One year term; renews at maturity unless otherwise specified. Unlimited deposits can be made throughout term (ask us about direct deposit). Dividends paid quarterly and at maturity. Early withdrawal penalties may apply. See rates and fees schedule for details. 

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Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

2025 Holiday Schedule

  • New Year's Day

    Wednesday, January 1st

  • Martin Luther King, Jr. Day

    Saturday, January 18th – Monday, January 20th

  • Presidents' Day

    Saturday, February 15th – Monday, February 17th

  • Memorial Day

    Saturday, May 24th – Monday, May 26th

  • Juneteenth: National Independence Day

    Thursday, June 19th

  • Independence Day

    Friday, July 4th

  • Labor Day

    Saturday, August 30th – Monday, September 1st

  • Nevada Day

    Friday, October 24th – Saturday, October 25th

  • Veterans Day

    Tuesday, November 11th

  • Thanksgiving Day

    Thursday, November 27th – Saturday, November 29th

  • Christmas Eve, Closing @ 1 p.m.

    Wednesday, December 24th

  • Christmas Day

    Thursday, December 25th