Latest News

It’s Feel Good Friday! We love our members! #FeelGoodFriday Read More September 22, 2017
The NCET Expo is about to begin! Join us and so many great companies at... Read More September 22, 2017
Don’t forget! The NCET Expo is tomorrow at the Atlantis Casino! See you there. Read More September 21, 2017
Don’t forget! The Budgeting Seminar is TONIGHT at 5:30pm. You can still RSVP at GreatBasin.org Read More September 21, 2017
When you miss Game of Thrones… Read More September 20, 2017
Our next seminar on “Buying a Building for Your Business” is coming up soon! Don’t... Read More September 19, 2017
Welcome! Darryl and Andy have joined the Great Basin Federal Credit Union Volunteer Board of... Read More September 19, 2017
Welcome Associate Board Members, Darryl and Andy! September 19, 2017

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Don’t forget to donate these much needed items at any of our three branches to... Read More September 18, 2017
Free Shred Day is a go! 11-1 at our S. Virginia Branch today. Read More September 18, 2017

Savings

All right, we’re not going to belabor the fact, but hey, we all need to be saving. Saving for a rainy day. Saving for college. Saving for a home or a car. Or just stashing money away for, “whatever.” The thing is, there are all sorts of ways to do it. In fact, we have many products to help you do just that. And for every stage of life that you’re in. Whether you’re just starting out or looking to get your nest egg all spiffed up, come see us at Great Basin. More than likely we have just what you need.

As a Great Basin member, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. For more information on how your funds are insured, you can access the share insurance calculator, easy-to-read brochure, full NCUA booklet, or feel free to ask us.

Ready to open your savings account?

You can open a new account with our online account application, add products or services to your existing account from within Online Banking, or come see us in person at any one of our branches.

Essential Share

To activate your membership and obtain other credit union services with Great Basin Federal Credit Union, an Essential Share must be opened. This is your share of ownership in the credit union. A minimum of $25 must be maintained for the life of the account and dividends are paid at the end of each month on average daily balances of $300 or more.

If an Essential Share is the only service you have, your account may be subject to a monthly fee (please see the fee schedule). For information on becoming a full-service member, take a look at our other account options.

If an Essential Share is the only service you have on your account, please be sure conduct at least one transaction per year in order to avoid “dormant” status on your account and subsequently a Dormant Account Fee. Excessive Withdrawal Fee may apply after 6 withdrawals in any one month.

Personalized Sub-Accounts

We recognize that your finances are very personal to you. We each have our own style of budgeting and saving, and we want you to personalize your savings account the way you like it. Therefore, you can open as many shares on your single account as you need to help you save. We even allow you to name them! So whether it is “Furniture”, “Braces”, “Hawaii” or just “Mad Money”, you are invited to take ownership of your account.

Add sub-accounts to your existing account right from within your Online Banking, call us, or stop by any branch.

Christmas Club Accounts

Save a little at a time and before you know it, you’ve got the money you need for some extra jingle this Christmas!

Place some cheer in your pocket! Reduce holiday expenses by reserving money throughout the year with a Christmas Club account. There is no minimum opening investment and dividends are paid at the end of each month. Your Christmas Club maturity is the first business day in November each year at which time funds will be transferred to your Essential Share.

Money Markets

Money Market

Looking for a competitive dividend rate yet still maintain easy access to your funds? The Money Market may be for you. The balance maintained in this account determines the dividend rate that is earned.

Please see the Rates page to see current dividend rates and tiers. A minimum investment of $2,500 is required and dividends are paid at the end of each month.

Premium Money Market

Earn an impressive yield with our Premium Money Market account! Still only a $2,500 minimum investment is required, but you can earn a higher yield by maintaining a Core Account with active direct deposit as one of your services.

Certificates

Share Certificate. Put your money to work for you by securing a competitive dividend rate.

  • Minimum investment $1,000 and
  • Terms are available from 6 months to 5 years
  • See our Rates page to view tiered dividends
  • Dividends paid at the end of each quarter
  • Share Certificates automatically renew upon maturity
  • Core Account holders earn a premium rate on certificates

Payday Certificate. Begin today to save for the brighter future with a Payday Certificate.

  • Minimum opening investment is only $250
  • Monthly deposits of at least $25 required – works well as an automatic payroll deduction. Great building block to savings!
  • One-year term
  • Dividends are paid at the end of each quarter

Achieve My Dream Certificate. A great way to save for your dream!

  • Available only for youth accounts
  • $250 minimum opening deposit is required
  • One-year term
  • Freedom to make unlimited deposits throughout term – works well when attached to a payroll deduction from parents or grandparents!
  • Earns an impressive dividend!

CLICK HERE FOR OUR LATEST RATES

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