Saving for a rainy day. Saving for college. Saving for a home or a car. Or just stashing money away for, “whatever.” Whether you’re just starting out or looking to get your nest egg all spiffed up, come see us at Great Basin. More than likely we have just what you need.
As a Great Basin member, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. For more information on how your funds are insured, you can access the share insurance calculator, easy-to-read brochure, full NCUA booklet, or feel free to ask us.
To activate your membership and obtain other credit union services with Great Basin Federal Credit Union, an Essential Share Savings Account must be opened. This is your share of ownership in the credit union. A minimum of $25 must be maintained for the life of the account and dividends are paid at the end of each month on average daily balances of $300 or more.
If an Essential Share is the only service you have, your account may be subject to a monthly fee (please see the fee schedule). For information on becoming a full-service member, take a look at our other account options.
If an Essential Share is the only service you have on your account, please be sure conduct at least one transaction per year in order to avoid “dormant” status on your account and subsequently a Dormant Account Fee. Excessive Withdrawal Fee may apply after 6 withdrawals in any one month.
We recognize that your finances are very personal to you. We each have our own style of budgeting and saving, and we want you to personalize your savings account the way you like it. Therefore, you can open as many shares on your single account as you need to help you save. We even allow you to name them! So whether it is “Furniture”, “Braces”, “Hawaii” or just “Mad Money”, you are invited to take ownership of your account.
Add sub-accounts to your existing account right from within your Online Banking, call us, or stop by any branch.
Save a little at a time and before you know it, you’ve got the money you need for some extra jingle this Christmas!
Place some cheer in your pocket! Reduce holiday expenses by reserving money throughout the year with a Christmas Club account. There is no minimum opening investment and dividends are paid at the end of each month. Your Christmas Club maturity is the first business day in November each year at which time funds will be transferred to your Essential Share.
Looking for a competitive dividend rate yet still maintain easy access to your funds? The Money Market may be for you. The balance maintained in this account determines the dividend rate that is earned.
Please see the Rates page to see current dividend rates and tiers. A minimum investment of $2,500 is required and dividends are paid at the end of each month.
Premium Money Market
Earn an impressive yield with our Premium Money Market account! Still only a $2,500 minimum investment is required, but you can earn a higher yield by maintaining a Core Account with active direct deposit as one of your services.
Share Certificate. Put your money to work for you by securing a competitive dividend rate.
- Minimum investment $1,000 and
- Terms are available from 6 months to 5 years
- See our Rates page to view tiered dividends
- Dividends paid at the end of each quarter
- Share Certificates automatically renew upon maturity
- Core Account holders earn a premium rate on certificates
Payday Certificate. Begin today to save for the brighter future with a Payday Certificate.
- Minimum opening investment is only $250
- Monthly deposits of at least $25 required - works well as an automatic payroll deduction. Great building block to savings!
- One-year term
- Dividends are paid at the end of each quarter
Achieve My Dream Certificate. A great way to save for your dream!
- Available only for youth accounts
- $250 minimum opening deposit is required
- One-year term
- Freedom to make unlimited deposits throughout term - works well when attached to a payroll deduction from parents or grandparents!
- Earns an impressive dividend!
Ready to open your savings account?
You can open a new account with our online account application, add products or services to your existing account from within Online Banking, or come see us in person at any one of our branches. For basic membership qualifications and what you’ll need to open a new account, click here.