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The Best Apps in Travel

summer van

The Best Apps in Travel

For everyone traveling this summer, here are some great travel apps to help you out.

Instagram

Yes, Instagram doesn’t seem like a travel app at first glance, but Instagram allows a quick, easy way to share your vacation photos as they happen.

Quick Tip: Create a hashtag for your vacation photos, for example, #jonesfamilyvacation, so that your friends and family can easily search for the new photos of your fantastic vacation.

Yelp and TripAdvisor

Yelp and TripAdvisor both serve the same general purpose: for users to leave reviews for businesses they visit. From hotels, to restaurants, to parks and museums, these apps have user reviews and star averages for everything you might have planned on your trip. You can make an account of your own, leave your own reviews, and rank other reviews by their usefulness.

Quick Tip: Search algorithms may bring up more well-known chain restaurants or hotels first. If you’re looking for something more “locally grown,” change your filter to sort by ratings.¹

Localeur

In the same vein, Localeur solicits locals of cities around the country and curates their recommendations to deliver an authentic travel guide, made by locals. You’re much more likely, using Localeur, to get recommendations from off the beaten path than from travel books and other websites, for that reason.

Quick Tip: Looking out for where to sample the local seafood? Just type “seafood” in Localeur’s search, and you’ll find a list of curated seafood guides from all sorts of locals.

Roadtrippers

Plan your trip, from start to finish, with Roadtrippers. Map out your trip, select hotels, restaurants, and landmarks, and even book your rooms right from the app. It’s a super convenient way to make sure you’ve got your itinerary planned.

Quick Tip: Planning your itinerary is an important step to having a successful tip, make sure you put in the time before vacation, so you don’t have to worry about it during. In fact, research has shown, the mere act of planning a vacation can make you happier than the vacation itself!2

Postagram

Sharing your photos on Instagram not enough? Have we got the app for you. With Postagram, you take a photo with your phone, type in a short greeting, and then hit send. Postagram will print out the photo and short greeting as a postcard and send it through snail mail to whomever you want, all for only $.99 per card.

Quick Tip: Pick a recipient or two before you go on your trip, so that when it comes time to send the postcards, you have the addresses handy.


1. NYTimes.com, September 1, 2016
2. HuffingtonPost.com, June 6, 2016

Steve

Steve Lindquist 
stevelindquist@peakfns.com 
Financial Consultant
9600 S McCarran Blvd
Reno, NV 89523 
(775) 789-3140

www.gbfinancial.org/

Steve Lindquist is a registered representative offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC a Broker/Dealer and Registered Investment Advisor.  Cetera is under separate ownership from any other named entity. Registered address: 9600 S McCarran Blvd., Reno NV 89523.

Investments are not deposits; not FDIC/NCUSIF insured; and not insured by any federal government agency.  No credit union guarantee.  May lose value.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2019 FMG Suite.

 

What’s Happened Since the Sparks Crossing Grand Re-Opening 1 Year Ago?

What’s Happened Since the Sparks Crossing Grand Re-Opening 1 Year Ago?

I’ve had the pleasure of being a part of Great Basin for 7 years and have loved every moment! 

I’m that girl, the girl who never leaves Sparks Crossing and always intends on staying here. I truly love what I do and the relationships I have built with all of you! Being at the Sparks Crossing Branch has made me fortunate enough to get to be a part of the prototype for future Great Basin branches, and have input in what works and doesn’t quite work yet.

It’s been almost 1 year since the grand re-opening of the Sparks Crossing Branch – time sure does fly! We’ve come a long way from the original little branch nestled in a virtual vegetable patch – you know, between Blind Onion and Jalapenos! (Did you know, scientifically Jalapenos are a fruit because they have seeds, but since most people think it’s a vegetable, we’re going to call it a vegetable! Plus, it works for the story!) We may still be located in between produce, but we are no longer little! If you still haven’t had a chance to see our expansion, we encourage you to visit us!

The first thing you notice when you walk through the door is the sign “Hello Boss”- that’s you! Our members! Member owned; member loved. We have the greatest boss’s (YOU) in the world!

Great Basin worked hard to build an open, warm, inviting and efficient branch for members to conduct their business at. We’ve added express tellers to do your simple transactions like making a deposit, withdrawal or making a payment to a loan! While our Lobby Staff are there to help with those more complicated transactions. This means shorter lines for quick transactions and a more personalized experience for when you do need to take your time and do more complicated transactions.

We also tried to make it more aesthetically pleasing. On any given day it’s not uncommon to hear a member ask if the plants and succulents on the walls are real. Thankfully, no, they are not – our green thumbs only work on helping you manage your green, your money!

We’ve had a few changes along the way, trying out new things – a Member Experience Ambassador who will greet you in the lobby and help you open a new account or apply for a loan, iPads to help educate you about products we offer including Online Banking, loan officers who can help you finalize your loans in the branch upon approval. Some things worked well, and others we eliminated – why, you ask? Because we listen to, and value, your feedback and suggestions.

While you may see new faces at GB from time to time there’s one thing you can count on and that is first class service so that you, our member, can have a fast, efficient and pleasant experience with any of our staff!

Thank you for being our member & the BEST BOSS ever!

5 Steps Towards Healthy Credit

Smiling African American woman shopping online with credit card and laptop

Credit Tips from your Credit Union and TransUnion

5 Steps Towards Healthy Credit:

  1. Pay your bills on time every month. Late payments, collections, and bankruptcies have the greatest negative effect on your credit scores.
  2. Check your credit reports regularly and remove inaccuracies. Visit annualcreditreport.com to obtain a free copy of your credit report. If you find an inaccuracy on your report, contact the creditor or the credit reporting agency to correct it immediately.
  3. Manage your debts. The amount of your overall debt and number of active credit lines will be taken into account when determining your score, so keep your credit card balances below 35% of your available credit limits. 

    credit card

  4. Give yourself time. Time is one of the most significant factors that can build healthy credit. Establish a long history of paying your bills on time and using credit responsibly. Your credit score takes your entire history into account, so if you have chronically paid bills late, you will need to change your habits over a period of time to see a significant change in your credit score. Paying on time and keeping low balances on revolving lines of credit will help your credit standing. Beware of credit repair agencies; a quick and easy credit fix is more than likely too good to be true.
  5. Avoid excessive inquiries. A large number of inquiries occurring over a short period of time may be interpreted as an indicator that you are overextending yourself by taking on more debt than you can easily repay.

Visit www.truecredit.com for more information on managing your scores.

Tips for repairing your credit:

  1. If you have to make a late payment, contact your creditor. Stay in touch with them to work out a payment plan and let them know what you plan to do.
  2. If you have outstanding collections, start by paying the collection item of the largest amount first and work your way down to the smaller amounts. The largest collections have a bigger impact on how your credit report is scored.
  3. If you have a bankruptcy in your credit history, begin building credit again by starting with a small secured credit card.
  4. If you need to use a credit counseling agency to get started on a debt-management plan, be sure to do your research and choose the right agency for you. Avoid agencies that use aggressive marketing techniques to get clients; consider getting recommendations from friends and family. Find an agency that will customize counseling and action plans for your situation with your goals in mind. Make sure that your counselor fully discloses any fees, creditor concessions, length of the debt-management plan, and possible impact on your credit report.
    For more information, visit www.nfcc.org (National Foundation for Credit Counseling) or aiccca.org (Association of Independent Consumer Credit Counseling Agencies) for more information.

Hopefully these tips can help you achieve healthy credit. If you ever have any questions, we are here to help!

Tenure Spotlight: Aileen

Aileen

Tenure Spotlight: Aileen

Meet Aileen. In June, she has worked at Great Basin Federal Credit Union for 20 years! We asked her to take a minute out of her busy day in the loan department to tell us all a little about herself.

  • Favorite Movie: Dark Shadows Big fan of the series in the 60’s early 70’s.
  • In ten years hope to: be retired yay!
  • Funniest think at work: was the women’s bathroom dedication at Bible Way – Elisabeth may remember this!
  • My fun fact is: I LOVE my Puppies and kitties very passionate about animals.
  • Favorite music: 60’s and 70’s Classic Rock.

Aren’t we lucky to have a gal like Aileen.

Congratulations to Aileen on this huge accomplishment! Here’s to so many more great years!

Tenure Spotlight: Emily

Emily

Meet Emily. In June, she has worked at Great Basin Federal Credit Union for 3 years! We asked her to take a minute out of her busy day in eBranch to tell us all a little about herself.

  • Favorite thing to snack on while working: I don’t really snack while working, but my favorite snack in general is salt and vinegar chips.
  • Last song that came on your iPod: I don’t have an iPod. I still use CD’s!
  • Favorite book: A Voice in the Wind by Francine Rivers
  • When I was little, I wanted to be: Archaeologist (I still would love that!) and a Vet.
  • Favorite pastime: Reading, cooking, or hanging out with friends.
  • Little known fact/fun fact about me: I love riddles!

Emily’s boss had this so say about her, “I can truly rely on Emily. She has grown so much as an employee and continues to grow her knowledge and leadership skills each day. Emily is sweet and caring towards her co-workers and members. She is an asset to the Credit Union for sure!” – Jay

Aren’t we lucky to have a gal like Emily.

Congratulations to Emily on this huge accomplishment! Here’s to 3 more great years!