Ride Into a Brighter Future
Believe it or not, you don’t need a big bankroll to start building strong savings habits. With a Payday Share Certificate, you can open with just $250 and grow your savings over time with simple monthly contributions.
Whether you’re saving for emergencies, a first big purchase, or just building a stronger financial future, this certificate helps you get started and stay on track.
Saddle Up in 3 Simple Steps:
- Make an initial deposit of $250
- Commit to a minimum 12-month term
- Make a minimum monthly contribution of $25
That’s all it takes to start saving and earning 3.50% APY*!
And, when you open your certificate in June, you’ll be entered to win an additional $250 deposit** in your certificate!
Every seasoned rider starts somewhere. This certificate is designed to make saving approachable, manageable, and rewarding without needing a large upfront deposit. How does that sound? Good? Good. You can open your certificate 100% online, too, to make it even simpler.
Take it from our members.
*APY=Annual Percentage Yield. Minimum $250 deposit required to open certificate with 1-year minimum term. $25 monthly contribultions required. **Certificate must be opened by 6/30/2026 to qualify for $250 deposit. One (1) member will be selected from qualified entries. Winner to be notifed by 7/30/2026. Click here or see credit union for full details.