This Ain’t Our First Rodeo

Ride Into a Brighter Future

Believe it or not, you don’t need a big bankroll to start building strong savings habits. With a Payday Share Certificate, you can open with just $250 and grow your savings over time with simple monthly contributions.

Whether you’re saving for emergencies, a first big purchase, or just building a stronger financial future, this certificate helps you get started and stay on track.

Saddle Up in 3 Simple Steps:

That’s all it takes to start saving and earning 3.50% APY*!

And, when you open your certificate in June, you’ll be entered to win an additional $250 deposit** in your certificate!

Every seasoned rider starts somewhere. This certificate is designed to make saving approachable, manageable, and rewarding without needing a large upfront deposit. How does that sound? Good? Good. You can open your certificate 100% online, too, to make it even simpler.

Testimonials

Take it from our members.

*APY=Annual Percentage Yield. Minimum $250 deposit required to open  certificate with 1-year minimum term. $25 monthly contribultions required.  **Certificate must be opened by 6/30/2026 to qualify for $250 deposit. One (1) member will be selected from qualified entries. Winner to be notifed by 7/30/2026. Click here or see credit union for full details.

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Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

Ready to Apply?

Please click below to follow the link to our secure loan application.

Existing members – apply in Online Banking for a faster experience! If you’re not registered yet, click to Sign Up.

2026 Holiday Schedule

  • New Year's Day

    Thursday, January 1st

  • Martin Luther King, Jr. Day

    Saturday, January 17th - Monday, January 19th

  • Presidents' Day

    Saturday, February 14th - Monday, February 16th

  • Memorial Day

    Saturday May 23rd - Monday, May 25th

  • Juneteenth: National Independence Day

    Friday, June 19th

  • Independence Day

    Saturday, July 4th

  • Labor Day

    Saturday, September 5th - Monday, September 7th

  • Nevada Day

    Friday, October 30th - Saturday, October 31st

  • Veterans Day

    Wednesday, November 11th

  • Thanksgiving Day

    Thursday, November 26th - Saturday, November 28th

  • Christmas Eve, Closing @ 1 p.m.

    Thursday, December 24th

  • Christmas Day

    Friday, December 25th