Discover how financial empowerment and community support come together at Great Basin Federal Credit Union (GBFCU). In this interactive, story-driven session, Gerardina Rodriguez, Community Relations Manager, shares her journey from Teller to Branch Manager to leading community outreach—bringing a personal touch and deep commitment to underserved communities.

Key Takeaways:

• The Credit Union Difference—People over profit
• Core Values & Service Promises—Culture, empathy, empowerment
• Membership & Accessibility—Open doors for all
• Products & Services—Tools for every stage
• Community Engagement—Giving back, together
• Personalized Support—Real help, real people

By the end of this session, you’ll understand the credit union difference, discover practical ways to take control of your financial life, and see how community and inclusivity can help you thrive.

Presenter: Gerardina Rodriguez, Community Relations Manager, Great Basin Federal Credit Union
Offered: Remote and In-Person

Fraud and identity theft can happen to anyone—but you don’t have to be a victim. This two-part course gives you practical, real-world strategies to stay one step ahead of scammers and safeguard what matters most.  

Key Takeaways:

• Learn about common scams impacting victims in your community and across the country
• How to recognize Social Engineering and red flags early
• Understand how Identity Theft happens and how criminals use stolen information
• What immediate steps to take if you’ve been scammed and/or if your identity becomes compromised

By the end of this course, you’ll have the confidence, tools, and knowledge to effectively safeguard yourself and your loved ones from identity theft and fraud in a digital age. 

Teacher:  Jill Teachout, Fraud Prevention Analyst
Offered: Remote and In-Person

Your credit score can open doors—or close them. This course gives you the knowledge and tools to take control of your credit and shape your financial future.

Key takeaways:

• Credit Basics Made Simple: Understand how credit works and why it matters
• Building Strong Credit: Proven strategies to establish and maintain a healthy score
• Repairing Damaged Credit: Practical steps to recover from mistakes and boost your rating
• Smart Habits for Long-Term Success: Tips to keep your credit strong for life

By the end of this course, you’ll have the confidence and actionable plan to improve your credit and unlock new financial opportunities. Plus, get personalized guidance with one-on-one coaching with our Financial Wellness Coach, Michelle Winders.

Teacher: Nina Hallock, Lending Manager
Offered: Remote and In-Person

Managing money doesn’t have to be boring! In this interactive course, you’ll learn essential budgeting skills by playing a fun, hands-on game that simulates real-life financial decisions.

What you’ll experience:

• Budget Basics Made Easy: Understand income, expenses, and savings
• Smart Spending Strategies: Learn how to prioritize needs vs. wants
• Real-World Scenarios: Practice making financial choices in a risk-free environment
• Winning Strategies: Learn tips and habits that lead to long-term success

By the end of this course, you’ll walk away with practical budgeting skills and the confidence to manage your money wisely—all while having fun!

Teacher: Michelle Winders, Financial Wellness Coach
Offered: In-Person

Your credit can open doors—or close them. This fast‑paced, Jeopardy‑style game turns learning into friendly competition, giving you practical, real‑world strategies to understand credit, avoid costly mistakes, and shape your financial future. Teams pick categories and decipher clues while mastering the essentials of smart credit management.

Key Takeaways:

• Credit Basics Made Simple: How credit reports and scores work
• Building Strong Credit: Proven strategies to establish and grow credit
• Repairing Damaged Credit:  Practical steps to recover from setbacks
• Smart Habits for Long‑Term Success:  Monitoring and protecting your profile from fraud 

By the end of this session, you’ll have the confidence, tools, and knowledge to improve your credit and maintain long‑term financial health—plus a little game‑day bragging rights.

Teacher: Michelle Winders, Financial Wellness Coach
Offered: In‑Person

Money isn’t just numbers—it’s personal. This interactive experience uses statement cards to help participants uncover their unique money personality. Through this fun, game-like activity, you’ll explore subconscious habits and attitudes that influence spending, saving, giving, and more. 

 Key takeaways:

• Meet Your Money Personality: Discover your dominant Habitudes (e.g., Security, Planning, Spontaneous, Giving, Status, Carefree) and what they reveal about your financial behavior
• Strengths & Blind Spots: Learn the advantages and challenges of your Habitudes
• Improve Money Conversations: Gain tools for non-threatening dialogue that help you view money more clearly. 
• Next Steps Strategy: Walk away with personalized tips for balancing your money habits and aligning them with your goals.

By the end of this course, you’ll understand not just what you do with money, but why, and feel empowered to make choices that support your financial well‑being—all while enjoying a fun, game-based learning experience.

Teacher: Michelle Winders, Financial Wellness Coach 
Offered: In-Person

Fraud is everywhere—and scammers are getting smarter. This interactive session turns learning into a game, helping participants recognize common fraud tactics and protect themselves from financial scams. Perfect for seniors, community groups, and anyone who wants to stay safe in today’s digital world.

Key takeaways:

• Common Scams Explained: From phone calls to online tricks
• Warning Signs: How to spot fraud before it happens
• Protect Your Information: Simple steps to keep your identity and money safe
• Interactive Fun: Play a fun game while learning real-world fraud prevention tips

By the end of this course, you’ll be more confident in identifying scams and safeguarding your financial security—all while having fun!

Teacher: Michelle Winders, Financial Wellness Coach 
Offered: In-Person

Talking about money doesn’t have to be boring! This interactive session combines education with entertainment, helping participants learn key financial concepts while playing a lively game of bingo. Perfect for community events, client workshops, or educational seminars.

Key takeaways:

• Budgeting Basics: Tips to manage income and expenses
• Saving Strategies: How to build an emergency fund and plan for goals
• Credit & Debt: Understanding credit scores and smart borrowing
• Financial Terms Made Simple: Decode common money jargon while you play

By the end of this course, you’ll have a better grasp of essential financial principles—and you’ll have fun doing it! 

Teacher: Michelle Winders, Financial Wellness Coach 
Offered: In-Person

Credit doesn’t have to be confusing—or boring. In this interactive, story‑driven game, you’ll help Loveless Larry recover the five “pieces of his heart,” each representing a core part of your credit score. Teams rotate through fast‑paced stations, solve real‑world scenarios, and piece together Larry’s heart while learning practical strategies to build, protect, and grow their credit.

Key Takeaways:

• Payment History—Trust that pays off
• Amounts Owed—Smart utilization
• Starting early, keeping accounts open, and understanding how age of credit supports long‑term strength.
• Credit Mix & New Credit—Build wisely, add carefully
  

By the end of this session, you’ll have the confidence, tools, and knowledge to make credit work for you—and a rebuilt heart to prove it.

Teacher: Michelle Winders, Financial Wellness Coach
Offered: In‑Person

Retirement isn’t just a dream for the future—it’s something you can start planning for today. This course can help take the stress out of retirement planning and gives you clear, actionable steps that can help secure your financial future.

Key takeaways:

• Start Smart: Why early planning makes all the difference
• Savings Options: Explore retirement accounts and how they work
• Refine your approach: Strategies that can help maximize contributions and compound interest
• Your Personalized Plan: Build a roadmap that fits your goals and lifestyle

By the end of this course, you’ll have the confidence and tools that can help create a sustainable retirement plan and enjoy the future you’ve always imagined.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Running a business means thinking about the future—for yourself and your employees. This course helps navigate retirement plan options, so you can attract talent and build long-term security.

Key takeaways:

• Plan Types Explained: 401(k), SEP IRA, SIMPLE IRA – what’s best for your business?
• Tax Advantages: How retirement plans can save you money
• Setup Made Simple: Steps to start and manage a plan with confidence
• Employee Benefits: Why offering a plan helps your team and your bottom line

By the end of this course, you’ll know how to select the right retirement plan, maximize benefits, and create a future-focused strategy for your business.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Managing wealth isn’t just for the ultra-rich—it’s about making smart decisions to build, defend, and enjoy your money. This course simplifies the essentials of wealth management so you can take control of your financial future with confidence.

Key takeaways:

• Core Principles: What wealth management really means and why it matters
• Investment Basics: How to build a diversified portfolio for long-term success
• Risk & Defense: Strategies to safeguard your assets and minimize risk
• Tax & Estate Planning: Key steps that can help preserve wealth for future generations
• Goal-Based Planning: Align your financial strategy with your life goals

By the end of this course, you’ll understand the building blocks of wealth management and have the tools that can help create a plan that works for you—today and for years to come.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Insurance can feel complicated—but it doesn’t have to be. This course breaks down the basics so you can understand how insurance works, why it’s important, and how to choose the right coverage for your needs.

Key takeaways:

• Insurance Essentials: What insurance is and how it can protect you
• Types of Coverage: Health, auto, home, life—what you need to know
• Cost & Value: How premiums, deductibles, and coverage limits work
• Smart Shopping Tips: How to compare policies and avoid common mistakes

By the end of this course, you’ll have the confidence to make informed decisions and help ensure you’re covered where it counts.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

College costs can feel overwhelming—but with the right plan, you can make education a reality without breaking the bank. This course simplifies the process and gives you practical strategies to start saving today.

Key takeaways:

• Why Start Early: The power of planning ahead for college expenses
• Savings Options: 529 plans, Coverdell accounts, and other smart choices
• Maximize Your Money: Tips to build your savings and take advantage of tax benefits
• Budgeting for Success: How to set realistic goals and stay on track

By the end of this course, you’ll have the tools and confidence to create a college savings plan that works for your family and your future.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Taxes can take a big bite out of your wealth—but smart planning can help you keep more of your hard-earned money. This course breaks down practical strategies to help minimize tax impact and maximize financial growth, whether you’re building wealth, approaching retirement, or already retired.

Key takeaways:

• Tax Basics: Understand how taxes affect your income and investments
• Smart Strategies: Ways to help reduce taxable income and optimize savings
• Retirement & Taxes: How to plan withdrawals and distributions wisely
• Wealth Preservation: Techniques to defend and build your assets over time

By the end of this course, you’ll have actionable steps to make tax-intelligent decisions and build a stronger financial future.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Building wealth is important—but keeping it is critical. This course simplifies the essentials of estate planning so you can safeguard your assets and help ensure they’re passed on according to your wishes.

Key takeaways:

• Estate Planning Basics: Why preserving wealth matters and where to start
• Estate Taxes Explained: Understand how taxes impact your legacy
• Key Documents: Wills, trusts, and other tools for effective planning
• Smart Strategies: Tactics to defend assets and minimize tax burdens

By the end of this course, you’ll have the knowledge and confidence that can help create a plan that preserves your wealth and support your family’s future.

Teacher: Steve Lindquist, AIF® Wealth Advisor
Offered: Remote and In-Person

Rolling over a retirement account can feel complicated—but it doesn’t have to be. This course aims to give you a clear, simplified overview of the key factors to consider before making a move. Whether you’re weighing the pros and cons of staying put or exploring new options, you’ll learn how to make informed decisions that align with your financial goals.

Key takeaways:

• Rollover Basics: What it means and why it matters
• Your Options Explained: From leaving funds in your old plan to rolling into an IRA
• Key Considerations: Fees, investment choices, and tax implications
• Decision-Making Tips: How to choose the path that aligns with your retirement strategy

By the end of this course, you’ll have the clarity and confidence thatwill help you make smart rollover decisions that support your long-term financial success.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

Retirement planning just changed—and you need to know how. This course breaks down some of the most important updates in the SECURE Act 2.0 and what they mean for your financial future. From new contribution limits to changes in required minimum distributions (RMDs), we’ll cover the key provisions and why reviewing your current strategy is more important than ever.

Key takeaways:

• SECURE Act 2.0 Explained: The biggest changes and why they matter
• Impact on Retirement Planning: How new rules affect savings and withdrawals
• Opportunities & Challenges: Strategies to take advantage of new provisions
• Action Steps: Why everyone needs a personal retirement plan review

By the end of this course, you’ll understand the new rules and have the confidence to adjust your retirement strategy to align with your goals.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

IRA rules can be complex—and making the wrong move can cost you. This course is designed specifically for Baby Boomers who want clear answers to the tough questions about their retirement accounts. We’ll break down the most important concepts and decisions so you can feel confident about your IRA strategy and your financial future.

Key takeaways:

• IRA Essentials: Understand the key rules and options for your retirement accounts
• Distribution Decisions: How and when to take withdrawals without costly mistakes
• Tax Implications: Strategies to minimize taxes and keep more of your money
• Planning for the Future: Steps to ensure your IRA supports your long-term goals

By the end of this course, you’ll have the clarity and confidence to make informed IRA decisions and maximize your retirement income.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

Legacy planning isn’t only about passing on assets—it’s about passing on values, wisdom, and confidence. This course walks you through a six-step process that combines traditional estate planning with generational planning, helping you create a meaningful legacy for your loved ones.

Key takeaways:

• Estate Planning Essentials: Wills, trusts, and key documents you need
• Generational Planning: How to share your insights, values, and life lessons
• Tax & Legal Considerations: Strategies to defend and preserve wealth
• Action Steps: A clear roadmap to start your legacy planning today

By the end of this course, you’ll have the tools that can help you secure your financial legacy and create a lasting impact for generations to come.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

Social Security is one of the most important sources of retirement income—but understanding how and when to claim benefits can make a big difference in your financial future. This course helps Baby Boomers navigate the rules, avoid costly mistakes, and maximize their benefits.

Key takeaways:

• Social Security Basics: How the program works and why timing matters
• Claiming Strategies: When to claim for the best long-term outcome
• Spousal & Survivor Benefits: What you need to know to defend your family
• Tax Implications: How Social Security fits into your overall retirement plan

By the end of this course, you’ll have the knowledge and confidence to make informed Social Security decisions and pursue a stronger retirement income.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

Health care costs are one of the biggest financial challenges retirees face—and the stakes are higher than ever. This course helps Baby Boomers understand the essentials of Medicare, long-term care, and strategies to prepare for rising health care expenses.

Key takeaways:

• Medicare Basics: What’s covered, what’s not, and how to fill the gaps
• Long-Term Care Planning: Options, costs, and how to defend your assets
• Budgeting for Health Care: Estimating expenses and planning ahead
• Smart Strategies: Steps that can help reduce risk and avoid financial surprises

By the end of this course, attendees will have the knowledge and tools to prepare for health care costs in retirement—and help clients do the same.

CPA Edition:
CPAs who attend this presentation may earn 1 hour of CPE credit. This version meets NASBA requirements and is ideal for offering to CPAs and other Centers of Influence (COIs) to strengthen your referral network.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person

Divorce is more than an emotional transition—it’s a financial one. This course provides clear, practical guidance to help you navigate the complex financial decisions that come with ending a marriage. From dividing assets to planning for your next chapter, you’ll learn strategies to defend your wealth and pursue your future.

Key takeaways:

• Dividing Assets: Understand property division and retirement account considerations
• Budgeting After Divorce: How to create a new financial plan that can work
• Tax Implications: Key changes to watch for and how to minimize impact
• Planning Ahead: Steps to rebuild and defend your financial security

By the end of this course, you’ll have the tools and confidence to make informed decisions and move forward with a solid financial foundation.

Teacher: Joanna Moran, CFP®, AIF®, CDFA®, MBA Financial Advisor 
Offered: Remote and In-Person