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Youth Accounts
Jr. Savers Account
Open to youth ages 0-12
A parent or guardian is required
Upon turning age 13, Jr. Savers Account will convert to a Young Investors Account
- Savings
– No minimum balance
– No monthly fees
– Please conduct at least one transaction per year in order to avoid a dormant status and possible fees - Checking**
– No minimum investment
– Visa® ATM/Debit Card printed in-branch (lower spending limits; no access to Member Privilege Program)
– A $25 balance must be maintained in savings if checking is selected
Young Investor Account
Open to youth ages 13-17*
A parent or guardian is required
(The young adult needs to be present during account opening).
Open to youth ages 13-17*
A parent or guardian is required
(The young adult needs to be present during account opening).
- Savings
– No minimum balance
– No monthly fees
– Please conduct at least one transaction per year in order to avoid a dormant status and possible fees - Checking**
– Check out our Free Checking
– No minimum investment
– Visa® ATM/Debit Card printed in-branch
– A $25 balance must be maintained in savings if checking is selected - Visa Credit Cards & small Personal Loans*** (check out these helpful credit tips to get started)
– Up to $150 - Share Secured Loan***
– Up to $500
*Upon reaching age 18, this account will be converted to one of our adult account options.
**Checking Accounts may be subject to other fees. See full disclosures here.
***Subject to federal youth credit regulations and may require parent/guardian co-signature. OAC.
***Subject to federal youth credit regulations and may require parent/guardian co-signature. OAC.
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