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Youth Accounts

Youth Accounts

Open Online Now 

Jr. Savers Account
Open to youth ages 0-12
A parent or guardian is required

  • No minimum balance
  • No monthly fees
  • Upon reaching age 13, the Jr. Savers account will convert to a Young Investor account
  • Please conduct at least one transaction per year in order to avoid a dormant status and possible fees

Young Investor Account
Open to youth ages 13-17*
A parent or guardian is required
(The young adult needs to be present during account opening). 
  • Savings
    No minimum balance
    – No monthly fees
    – Please conduct at least one transaction per year in order to avoid a dormant status and possible fees
  • Checking**
    – $25 minimum opening deposit
    – Visa® ATM/Debit Card printed in-branch
    – A $25 balance must be maintained in savings if checking is selected
  • Visa Credit Cards & small Personal Loans*** (check out these helpful credit tips to get started)
    – Up to $150
  • Share Secured Loan***
    – Up to $500
*Upon reaching age 18, this account will be converted to one of our adult account options.
**Young Investor Checking Accounts may be subject to other fees
***Subject to federal youth credit regulations and may require parent/guardian co-signature. OAC.


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