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Skip-A-Payment

Annual Skip-A-Pay

Here’s how it works:
    • Decide which one (1) month throughout the calendar year that you’d like to skip your payment(s).
    • Decide on which loan(s) you want to skip a payment.*
    • Meet the eligibility requirements outlined below.
    • Pay the Skip-A-Pay fee as outlined in the Fee Schedule (waived for core members). 

Eligibility Requirements:
    • You must be a member of Great Basin FCU with a minimum balance of $25 in an Essential Share Account.
    • The loans you wish to skip must be paid current at the time of the skip.
    • A minimum of 6 payments must have been made on the loan at the time of the skip request.
    • The loans you wish to skip have not been over 30 days delinquent in the last 6 months.
    • You cannot have a negative balance on ANY of your Great Basin FCU accounts.
    • You did not receive “Hardship Assistance” from GBFCU in the past 12 months.
    • Other restrictions may apply.

Request a skip:
Within 20 days before your due date,
    • Log in to Online Banking
      • Click on “Secure Support”
      • Send an email including the loan(s) you would like to skip and the month you would like to skip your payment
      • We will contact you if you are eligible and if you have any fee(s)
    • OR contact a member service representative at 775.333.4228
    • OR visit one of our three branch locations

*NOTE: Real estate, home equity credit lines, overdraft credit lines and Visa loans are not eligible for deferral under this offer. Depending on loan type, there will be a maximum number of total skips. There is a fee to skip your payment; please refer to the current fee schedule. Great Basin Federal Credit Union will send a confirmation of your requested Skip-A-Payment approval status. Interest will continue to accrue during deferral period.

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