Skip-A-Payment - Great Basin Federal Credit Union

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Skip-A-Payment


Annual Skip-A-Payment

Here’s how it works:
    • Decide which one (1) month throughout the calendar year that you’d like to skip your payment(s).
    • Decide on which loan(s) you want to skip a payment.*
    • Meet the eligibility requirements outlined below.

Eligibility Requirements:
      • You must be a member of Great Basin FCU with a minimum balance of $25 in an Essential Share Account.
      • The loans you wish to skip must be paid current at the time of the skip.
      • A minimum of 6 payments must have been made on the loan at the time of the skip request.
      • The loans you wish to skip have never been over 30 days delinquent.
      • You cannot have a negative balance on ANY of your Great Basin FCU accounts.
      • You did not receive “Hardship Assistance” from GBFCU in the past 12 months.

Request a skip:
Within 20 days before your due date,
      • Log in to Online Banking.
        • Next to the loan that you want to skip, click the orange gear icon to open your account actions menu. 
        • Choose “Skip a Payment” option from the menu.
      • OR contact a member service representative at 775.333.4228
      • OR visit one of our three branch locations

*NOTE: Real estate, home equity credit lines, overdraft credit lines and Visa loans are not eligible for deferral under this offer. Skips/extensions on any loan limited to 10 total over the life of the loan. There is a fee to skip your payment; please refer to the current fee schedule. Great Basin Federal Credit Union will send a confirmation of your requested Skip-A-Payment approval status. Interest will continue to accrue during deferral period.

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