Skip-A-Payment
Annual Skip-A-Pay
Here’s how it works:
-
- Decide which one (1) month throughout the calendar year that you’d like to skip your payment(s).
- Decide on which loan(s) you want to skip a payment.*
- Meet the eligibility requirements outlined below.
- Pay the Skip-A-Pay fee as outlined in the Fee Schedule (waived for core members).
Eligibility Requirements:
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- You must be a member of Great Basin FCU with a minimum balance of $25 in an Essential Share Account.
- The loans you wish to skip must be paid current at the time of the skip.
- A minimum of 6 payments must have been made on the loan at the time of the skip request.
- The loans you wish to skip have not been over 30 days delinquent in the last 6 months.
- You cannot have a negative balance on ANY of your Great Basin FCU accounts.
- You did not receive “Hardship Assistance” from GBFCU in the past 12 months.
- Other restrictions may apply.
Request a skip:
Within 20 days before your due date,
Within 20 days before your due date,
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- Log in to Online Banking
- Click on “Secure Support”
- Send an email including the loan(s) you would like to skip and the month you would like to skip your payment
- We will contact you if you are eligible and if you have any fee(s)
- OR contact a member service representative at 775.333.4228
- OR visit one of our three branch locations
- Log in to Online Banking
*NOTE: Real estate, home equity credit lines, overdraft credit lines and Visa loans are not eligible for deferral under this offer. Depending on loan type, there will be a maximum number of total skips. There is a fee to skip your payment; please refer to the current fee schedule. Great Basin Federal Credit Union will send a confirmation of your requested Skip-A-Payment approval status. Interest will continue to accrue during deferral period.
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