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Loan Rates

Vehicle Loan Rates

New & Used Vehicles

Rates and loan amount are determined by credit score, model year, and term. Apply online or call 775.789.3171 to speak with one of our knowledgeable loan processors about your rate and get pre-approved today! More info.

Vehicle Loan Rates
Core Member Rates  2.89% – 17.39%
Non-Core Member Rates  3.14% – 17.64%

RV/Boat/Motorcycle Rates

New & Used Recreational Vehicles (RVs)

Rates and loan amount are determined by credit score, model year, and term. Apply online or call 775.789.3171 to speak with one of our knowledgeable loan processors about your rate and get pre-approved today! More info.

Recreational Vehicle Loan Rates  
Core Member Rates 3.99% – 17.24%
Non-Core Member Rates 4.44% – 17.49%

Home Equity Loan Rates

Home Equity Line of Credit (HELOC)

Borrow from $10,000 to $250,000. Maximum loan amount not to exceed 80% Combined Loan to Value (CLTV). Rates as low as 4.75%. Maximum rate is 16.00%. APR may vary; no points. More info.

Apply

Home Equity Line of Credit
Current Rate 4.75%
(Prime + 0.50)

Fixed Rate Home Equity

Borrow from $5,000.00 to $75,000.00. Maximum loan amount not to exceed 80% Combined Loan to Value (CLTV). More info.

Apply

Fixed Rate Home Equity
Current Rate 5.75%
(Prime + 1.50)

Mortgage Rates

FHA :: VA :: PURCHASE :: REFINANCE :: REVERSE MORTGAGE :: FIRST-TIME BUYERS :: MANUFACTURED HOMES*

Mortgage rates change daily. More info.

*Manufactured home loan restrictions: purchases or refinances up to 90%, no cash-outs, must be on land you own, and must be converted to real property. Contact us for additional limitations & details.

Apply

LOAN TYPE RATE  APR
30-year Fixed Rate 4.125% 4.380%
15-year Fixed Rate 3.500% 3.740%
30-year Fixed Rate FHA 3.750% 4.150%

APR = Annual Percentage Rate. Rates effective as of 07/19/2017 and are not guaranteed. Quoted rates may include points and are quoted with a 40 day lock. Financing and rate subject to credit approval.

Miscellaneous Consumer Loan Rates

Lifestyle Loan
(previously known as Signature Loan)

Fixed rate loan. Borrow from $250 to $10,000. More info.

Lifestyle Loan
9.25% – 18.00%

Energy Saver Loan

Fixed rate loan. Borrow from $250 to $10,000 for energy saving projects. More info.

Energy Saver Loan
8.25% – 17.00%

Savings Secured Loan

Fixed rate loan. More info.

Savings Secured Loan
Essential Share Rate + 3.00%

Certificate Secured Loan

Fixed rate loan. Not to exceed share certificate term. More info.

Certificate Secured Loan
Share Certificate Rate + 3.00%

VISA ® Platinum Credit Card

Loan limits from $250 to $10,000. More info.

VISA ® Platinum Credit Card
9.25% – 18.00%

Advance Line

Checking account required. Loan limits from $500 to $1,000. More info.

Advance Line
17.00%

Credit Builder Loan

Build or fix your credit with limits from $1,000 to $3,000. Terms from 12-36 months. More info.

Credit Builder Loan
Secondary Share Rate + 3.00%

fineprint

Rates stated as annual percentage rate (APR). Rates assigned to individual loans vary depending on loan type, collateral, applicant financial status & credit history. Loan rates accurate as of  07/07/2017 & are subject to change without notice.  Additional lending policies may apply.  Call 775.333.4228 for details.

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