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https://www.greatbasin.org/loans/business-loans/ Read More February 24, 2017
We don’t charge you a monthly fee. We PAY you every month! Check it out:... Read More February 23, 2017
Our community-minded employees are at it again! Thanks for braving the weather to volunteer for... Read More February 21, 2017
Hailee has something to tell you![embed]https://www.youtube.com/watch?v=_-hkmn9ajT4[/embed] Read More February 21, 2017
Attention all business owners: Don’t miss our next FREE seminar this Wednesday the 22nd at... Read More February 20, 2017
www.GreatBasin.org Read More February 20, 2017
Work hard, play hard! Our 1st Annual GBFCU Employee Game Night was a hit, especially... Read More February 16, 2017
Congrats to Brandi for winning our Giveaway gift card to the Coconut Bowl! Read More February 16, 2017
Get .5% off your rate when you buy with Enterprise and finance with Great Basin!... Read More February 16, 2017
The Great Basin Family was feeling the love for Valentine’s Day! ❤️ Read More February 15, 2017

Featured

Lucky to Have Lindsey!

Meet Lindsey. This Month, she has worked at Great Basin Federal Credit Union for 15 years! We asked her to take a minute out of her busy day in the Collections Department to tell us all a little about herself.

 

  • Last song that came on your iPod: I don’t have an iPod if you can believe it! But I love listening to podcasts on my iPhone! Criminal podcast is my absolute favorite, check it out!
  • Favorite book: The Help….loved the movie too but the book was an amazing read!
  • When I was little, I wanted to be: most people who know me know the answer to this, a police officer! I still do but I am a little more chicken now than I used to be.
  • What superhero would you be and why: I was named after Lindsey Wagner who was The Bionic Woman in the 70’s so I guess I would be her!

 

Lindsey’s boss, Dennis, had this to say about her: “Lindsey is a very experienced and knowledgeable Collection Manager who tries to do everything possible to help our members get through difficult periods.“

Aren’t we all lucky to have a gal like Lindsey!

Congratulations to her on this accomplishment! Thank you for 15 great years. Here’s to many more!

EMV Cards with Visa Chip Technology

emv card

It’s no secret that card fraud has become a big problem nationwide. Recently, there has been extra fraud alerts for the state of Nevada as a result of a high volume of recent fraudulent activity reports in the state. Fraud is occurring not because people are losing their wallets at an alarming rate, but rather the fraud is coming from hackers using transaction codes to find your credit card information and replicate it. One way to combat the fraud? EMV cards.

What is an EMV Card?

emv card

EMV card technology is a development in credit and debit cards that includes that little gold chip for increased financial security. EMV technology, which stands for EuroPay, MasterCard, and Visa, is available in both contact and contactless credit cards.

EMV cards have been appearing in the recent years in the United States as well as other nations in the world. Within the next few years, it may be rare to find a credit card without an EMV chip.

Visa Chip Technology EMV Cards

EMV cards are available through a few different carriers around the world. Visa Chip Technology utilizes a rotating token so that each financial transaction is transmitted with a unique, one-time code required by the merchant.

Visa uses a Dynamic Passcode Authentication with their EMV cards to protect your credit card information. Using a code that changes with each transaction rather than an actual card number makes it much more difficult for hackers to track down financial information and create counterfeit cards for fraudulent activity.

Benefits of EMV Cards

emv card

EMV cards, also called smart cards or chip cards, are more secure than the traditional magnetic strip cards. The microprocessor chip protects the cardholder’s data during transactions.

If someone were to steal the physical card itself, you would still need to call your local bank or credit union to stop all activity on the card. The EMV microprocessing chip only protects you from data theft for now. As technology advances, there may be even more solutions available to prevent credit card fraud should your card be stolen.

What EMV Cards Mean for Businesses

There is an upcoming liability shift this year when it comes to in-person credit card fraud. If you own a business and are using a traditional point-of-sale system, you will want to migrate to a system that is more up-to-date and compatible with EMV cards. If a business does not make the migration within this year and credit card fraud takes place at the business, the liability and fraud costs could end up being that business’s responsibility.

EMV Cards at Great Basin Federal Credit Union

At Great Basin Federal Credit Union, we are giving our account holders upgraded EMV credit and debit cards with Visa Chip Technology. Though upgrading to EMV cards is a bit of an undertaking, at Great Basin Federal Credit Union we are committed to protecting your financial information. EMV credit cards are currently being sent out to our cardholders, and we will be distributing EMV debit cards later in the year.

Contact us today to learn more about how Great Basin Federal Credit Union is taking care of their account holders, including the EMV card update!

Apple Pay

Your mobile device can do just about anything, but can it be your credit card, too? Great Basin Federal Credit Union debit and credit cards are now compatible with Apple Pay, so your phone can act as your wallet!

About Apple Pay

Apple Pay allows Great Basin Federal Credit Union account holders to make purchases on the go with their mobile Apple devices. Apple Pay is available on iPhone 6 or Apple Watch for in-store purchases and iPhone 6, iPad Air 2 or iPad mini 3 for in-app purchases.

The mobile baking app uses the Passbook app on Apple devices to store the credit or debit card information. Apple Pay has additional convenience because your phone will vibrate and beep when a purchase is registered, so you know the transaction went through.

Where to Use Apple Pay

Apple Pay is a great option for those quick on-the-go moments where you do not have the time to get out your wallet. Already 220,000 different business across the country, from retail stores to restaurants and gas stations, are enabling Apple Pay.

The Apple Pay website provides a list of all of the locations that already accept Apple Pay. Just look for a Pay Wave or Apple Pay sign near the checkout area. The list of locations where you can use Apple Pay will continue to grow in the near future.

Safety of Apple Pay

Great Basin Federal Credit Union account holders who use Apple Pay have an additional luxury of fraud protection. When an account holder uses Apple Pay, the mobile banking app transmits a unique code for each purchase. Apple Pay purchases use a Device Account Number and a transition-specific dynamic security code, so your important financial information is protected.

If an Apple Pay user loses his phone, his credit card information is safe because the card information is not stored on the phone. Apple Pay is protected by TouchID, so anyone who has the phone cannot access your financial information.

Apple mobile device users can use the “Find My Phone” feature and add more security to Apple Pay to ensure the app is not used on the stolen phone. Apple Pay users can choose from added security measures such as require PIN entry for access, disable purchasing ability, or erase all financial information from Passbook.

Mobile Banking at Great Basin Federal Credit Union

Great Basin Federal Credit Union account holders can now add their credit or debit cards to the Passbook app for Apple Pay. Great Basin Federal Credit Union is committed to helping account holders make purchases easily and safely as technology develops.

Great Basin Federal Credit Union also has a mobile banking app for your other banking needs! Pay bills, view your accounts, and more. GBMobile, the Great Basin Federal Credit Union mobile banking app, is available for Android and Apple mobile device users alike.

Make your Great Basin Federal Credit Union debit or credit card your default card on Apple Pay today! For more information or instructions, visit our website. You can also download GBMobile through the iTunes Store and Google Play for your iPhone™, iPad™, iPodⓇ Touch, or Android device!