^*THE REFERRING MEMBER:
Share your referral promo code with your friends and family so they can use the code at time of application. Eligibility for incentive based on financing of a qualifying loan*. One incentive per referred member. Must be a current member to qualify for incentives. Cash incentives will be transferred to your savings account on the last day of the month for qualified referrals that happened within that month. Incentives paid in calendar year greater than or equal to $600 will be reported as Misc. Income to the IRS on form 1099 MISC at year end. Consult your tax advisor. If you are “self-referring” and bringing a new loan to the credit union, you are eligible for $100 per funded loan within 90 days, but then not again. Cannot be combined with any other offers. Offer may end at any time.

^*THE FRIEND/FAMILY:
Use referral promo code at time of application. Eligibility for incentive based on financing of a qualifying loan*. Cannot use referral promo code after 90 days of first use to receive incentives. Cannot combine referral promo codes. Cannot be combined with any other offers, specials, promotions, or promo codes.  Offer may end at any time. Membership open to those who live, work, worship, attend school or own a business in select counties in Northern Nevada or Treasure Valley, Idaho. Minimum $25 required in savings for life of account.
 
*Qualifying loans include Auto, RV, Home Equity, and Lifestyle Loans. Approval and financing on approved credit. Minimum $5,000 loan amount to qualify for incentives. New loan money only; existing GBFCU loans not eligible for refinance. For loans disclosed in-branch only.