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Share Dividend Rates

 

SHARE RATES

 

APY*

APR*

Primary & Secondary Savings (Paid on balances $300 or more) 0.05% 0.05%
Christmas Club  0.05% 0.05%
Youth Savings (Jr. Savers & Young Investors) 0.05% 0.05%
High-Yield Rewards Checking** Balances up to $10,000 1.50% 1.49%
Balances over $10,000 0.05% 0.05%
All balances if qualifications not met 0.01% 0.01%
Premium Money Market
$2,500 minimum investment 
$2,500.00 to $9,999.99 0.07% 0.07%
$10,000.00 to $24,999.99 0.09% 0.09%
$25,000.00 to $49,999.99 0.11% 0.11%
$50,000.00 to $99,999.99 0.11% 0.11%
$100,000.00 or greater 0.11% 0.11%

 

TERM SHARE CERTIFICATE RATES

Silver: $1,000 – $9,999.99
Term APY* APR*
6 month 0.15% 0.15%
1 year 0.25% 0.25%
18 month 0.35% 0.35%
2 year 0.45% 0.45%
3 year 0.50% 0.50%
4 year 0.60% 0.60%
5 year 0.80% 0.80%
Gold: $10,000 – $24,999.99
Term APY* APR*
6 month 0.15% 0.15%
1 year 0.25% 0.25%
18 month 0.35% 0.35%
2 year 0.45% 0.45%
3 year 0.50% 0.50%
4 year 0.60% 0.60%
5 year 0.80% 0.80%
Platinum: $25,000+
Term APY* APR*
6 month 0.15% 0.15%
1 year 0.25% 0.25%
18 month 0.35% 0.35%
2 year 0.45% 0.45%
3 year 0.50% 0.50%
4 year 0.60% 0.60%
5 year 0.80% 0.80%

 

MISCELLANEOUS CERTIFICATE RATES

 

APY*

APR*

Payday Certificate ($250 min. 1 yr term) 0.15% 0.15%
Achieve My Dream Certificate ($250 min. 1 yr term Jr. Savers & Young Investors only) 0.15%

0.15%

 

RETIREMENT RATES

 

TERM

APY* APR*
IRA Certificates
$1,000 minimum investment.
6 month 0.15% 0.15%
1 year 0.25% 0.25%
18 month 0.35% 0.35%
2 year 0.45% 0.45%
3 year 0.50% 0.50%
4 year 0.60% 0.60%
5 year 0.80% 0.80%
Passbook IRA   0.05% 0.05%

 

*APR=Annual Percentage Rate. APY=Annual Percentage Yield. Please see a member service representative for further details. Dividend rates and terms are subject to change without prior notice. Fees could reduce earnings. Certificate dividends are paid quarterly and are subject to early withdrawal penalties. Share certificate rates as of  09/21/2020. Share rates as of: 03/01/2021

**High-Yield Rewards Checking: Qualifications and rewards may vary by account. Monthly Qualifications Include: (1) Have at least 15 debit card purchases post and settle, (2) Have at least 1 automatic payment (ACH) or direct deposit or bill pay transaction post and settle, and (3) Be enrolled in eStatements. Limit 1 Rewards Checking per primary member Social Security Number. There are no recurring monthly service charges or fees to open or close this account.

As a Great Basin member, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Ready to open your Account?

You can open a new account with our online account application, add products or services to your existing account from within Online Banking or your mobile app, or come see us in person at any one of our branches.

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