Share Dividend Rates - Great Basin Federal Credit Union

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Share Dividend Rates

 

SHARE RATES

SHARE TYPE

APY*

APR*

Essential & Secondary Share (Paid on balances $300 or more) 0.10% 0.10%
Christmas Club & Vacation Club (Vacation Club discontinued as of 12/20/2016) 0.15% 0.15%
Youth Savings Account 0.15% 0.15%
Payday Certificate ($250 min. 1 yr term) 0.15% 0.15%
Achieve My Dream Certificate ($250 min. 1 yr term Jr. Savers & Young Investors only) 0.15% 0.15%
 

BALANCE

APY*

APR*

Kasasa® Cash Rewards Checking** Up to $10,000 2.00% 1.98%
Over $10,000 0.10% 0.10%
All balances if qualifications not met** 0.01% 0.01%
Money Market
$2,500 minimum investment.
$0.00 to $9,999.99 0.05% 0.05%
$10,000.00 to $24,999.99 0.10% 0.10%
$25,000.00 to $49,999.99 0.10% 0.10%
$50,000.00 to $99,999.99 0.15% 0.15%
$100,000.00 or greater 0.15% 0.15%
Premium Money Market
$2,500 minimum investment & you must maintain 
“Core Membership” with direct deposit as one of your services.
$0.00 to $9,999.99 0.10% 0.10%
$10,000.00 to $24,999.99 0.15% 0.15%
$25,000.00 to $49,999.99 0.15% 0.15%
$50,000.00 to $99,999.99 0.20% 0.20%
$100,000.00 or greater 0.20% 0.20%

 

RETIREMENT RATES

 

TERM

APY* APR*
IRA Certificates
$1,000 minimum investment.
6 month 0.10% 0.10%
1 year 0.15% 0.15%
18 month 0.40% 0.40%
2 year 0.50% 0.50%
3 year 0.65% 0.65%
4 year 1.00% 1.00%
5 year 1.25% 1.24%
Passbook IRA   0.25% 0.25%

 

SHARE CERTIFICATE RATES

 

CORE MEMBER SHARE CERTIFICATE RATES
Silver
$1,000 – $9,999.99
Term APY* APR*
6 month 0.10% 0.10%
1 year 0.15% 0.15%
18 month 0.40% 0.40%
2 year 0.50% 0.50%
3 year 0.65% 0.65%
4 year 1.00% 1.00%
5 year 1.25% 1.24%
Gold
$10,000 – $24,999.99
Term APY* APR*
6 month 0.10% 0.10%
1 year 0.15% 0.15%
18 month 0.40% 0.40%
2 year 0.50% 0.50%
3 year 0.65% 0.65%
4 year 1.00% 1.00%
5 year 1.25% 1.24%
Platinum
$25,000+
Term APY* APR*
6 month 0.10% 0.10%
1 year 0.15% 0.15%
18 month 0.40% 0.40%
2 year 0.50% 0.50%
3 year 0.65% 0.65%
4 year 1.00% 1.00%
5 year 1.25% 1.24%
NON-CORE SHARE CERTIFICATE RATES
Silver
$1,000 – $9,999.99
Term APY* APR*
6 month 0.05% 0.05%
1 year 0.05% 0.05%
18 month 0.05% 0.05%
2 year 0.15% 0.15%
3 year 0.30% 0.30%
4 year 0.65% 0.65%
5 year 0.90% 0.90%
Gold
$10,000 – $24,999.99
Term APY* APR*
6 month 0.05% 0.05%
1 year 0.05% 0.05%
18 month 0.05% 0.05%
2 year 0.15% 0.15%
3 year 0.30% 0.30%
4 year 0.65% 0.65%
5 year 0.90% 0.90%
Platinum
$25,000+
Term APY* APR*
6 month 0.05% 0.05%
1 year 0.05% 0.05%
18 month 0.05% 0.05%
2 year 0.15% 0.15%
3 year 0.30% 0.30%
4 year 0.65% 0.65%
5 year 0.90% 0.90%

 

As a Great Basin member, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

*APR=Annual Percentage Rate. APY=Annual Percentage Yield. Please see a member service representative for further details. Dividend rates and terms are subject to change without prior notice. Fees could reduce earnings. Certificate dividends are paid quarterly and are subject to early withdrawal penalties. Share rates as of: 10/1/2016; Updated: 10/24/2016

**Kasasa® Cash Rewards Checking: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Qualifications and rewards may vary by account. Monthly qualifications include: (1) Have at least 15 debit card purchases post and settle, (2) Have at least 1 automatic payment (ACH) or direct deposit or bill pay transaction post and settle, and (3) Be enrolled in eStatements. Limit 1 Kasasa Checking per primary member Social Security Number. Rates and terms subject to change without prior notice. There are no recurring monthly service charges or fees to open or close this account. When your account qualifications are met during a month balances up to $10,000.00 receive APY of 2.00%; and balances over $10,000.00 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in a range from 0.27% to 2.00% APY depending on the account’s balance. Contact one of our member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.

 

Ready to open your Account?

You can open a new account with our online account application, add products or services to your existing account from within Online Banking, or come see us in person at any one of our branches.

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