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Great Basin had so much fun with our branch Pink Out Contest to support Pinocchio’s... Read More May 26, 2017
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Now through July 31st, Get 1% off your rate for any toy loan! Details here:... Read More May 25, 2017
Please come to our FREE seminar on Wednesday, May 31st!Please join local CPA, Ernie Garcia... Read More May 24, 2017
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https://www.greatbasin.org/loans/business-loans/ Read More May 23, 2017
Read More May 23, 2017
It’s not too late to come to our Financial Seminar this Thursday at the S.... Read More May 22, 2017
Now through July 31st, Get 1% off your rate for any toy loan! Details here:... Read More May 19, 2017
Read More May 19, 2017

Fee Schedule

Great Basin Federal Credit Union is committed to offering a wide range of products and services while providing quality financial service to our membership at affordable prices. For more information on any of the services and product offered, contact a Member Service Representative. 

Account Fees

Kasasa® Rewards Checking – FREE (refer to Kasasa Checking terms for rewards details)

Checking Fee Subject to a $15 monthly service charge if no eStatements or direct deposit. Monthly service charge waived for Young Investors or Core Members.

Essential Share Fees

  • Minimum Balance Fee – If your Essential Share is your ONLY product, a minimum $300 balance must be maintained; fee charged if requirement not met – $10 per month

Money Market Fees

  • For balances below $2,500 – $10 per month until balance brought above minimum

Share Certificate Early Closure Fee

  • Up to 12 month term – 90 days dividends
  • 1 to 2 year term – 180 days dividends
  • 3 or more year term – 365 day dividends

Christmas Club, Pay Day Certificate, Achieve My Dream Certificate Early Withdrawal Fee – $10

Business Account Fees

Miscellaneous Fees

*Indicates fees waived for Core Accounts.

  • Account Closure Fee (within 90 days of opening) – $25
  • Card Release Fee – $5
  • Cashier’s Check Fee – $5*
  • Check Copies & Statement Copies – $5 each copy* (after 5 items, research fee may apply in addition to per-copy charge)
  • Check Printing Fee (box of checks) – varies
  • Debit/Credit Card Replacement Fee – $8 (one free card per year)
  • Rush Card Replacement (via mail) – $25
  • Dormant Account Fee – $5 per month (365 days inactive)
  • Foreign Item Fee – As much as $35 (Plus any fees from third party processors will also be passed to the member)
  • IRA Annual Maintenance Fee – $25 per year* (for balances under $5,000.00)
  • IRA Closure Fee – $40
  • IRA Processing/Transfer Fee – $40
  • Legal Processing Fee – $40
  • Levy/Garnishment Fee – $50
  • Loan Skip-A-Pay Fee – $25* (effective Jan 1, 2017)
  • Locator Fee – $5 per month (for returned mail/bad address)
  • Member Privilege Fee – $29
  • Miscellaneous Copies – $5 each copy* (after 5 items, research fee may apply in addition to per-copy charge)
  • Non-Member check cashing fee – $5
  • Non-Sufficient Funds Fee (NSF) – $29
  • Notary Services – FREE for members. See branch signage for non-member fees (range from $2.50 to $5.00 per service)
  • Online Bill Pay – No charge
  • Pre-Paid Visa Gift Card – $3
  • Pre-Paid Reloadable Visa Gift Card – $0
  • Pre-Paid Reloadable Visa Gift Card Load Fee – $2.50
  • Research/Legal Reconciliation Fee – $40 per hour (1 hour min.)
  • Returned Deposit Item – $25
  • Stop Payment – $20 per item/series
  • Stop Payment on Cashier’s Check – $25/check
  • Temporary Check Fee – $1 per check (when opening new account, first 8 checks are free; fee applies to each check thereafter)*
  • Verification of Deposit – $5*
  • Wire Fees:
    • Incoming Wire – $10*
    • Outgoing Wire – $25*
    • Great Basin Federal Credit Union does not process and send wire transfers outside of the United States.

Loan Fees  

*Indicates fees waived for Core Accounts.

  • Advance Line Over-the-Limit Fee – $10
  • Late Loan Payment Fee – $15 (does not apply to real estate or VISA loans)
  • Loan Modification Fee – $35
  • Loan Skip-A-Pay Fee – $25* (effective Jan 1, 2017)
  • Payoff Demand Fee (Home Loans) – $20
  • Reconveyance Fee – $10 and up
  • Returned Loan Payment – $35
  • Subordination Fee – $100
  • VISA Annual Fee – No charge
  • VISA Balance Transfer Fee – 3%
  • VISA Foreign Transaction Fee – 2% (of transaction amount)
  • VISA Late Fee – $25 (after 5 days)
ALL FEES ARE SUBJECT TO CHANGE. Fees as of: 12/1/2016, updated 10/24/2016.
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