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Fee Schedule

Great Basin Federal Credit Union is committed to offering a wide range of products and services while providing quality financial service to our membership at affordable prices. For more information on any of the services and product offered, contact a Member Service Representative. 

Account Fees

Kasasa® Rewards Checking – FREE (refer to Kasasa Checking terms for rewards details)

Checking Fee Subject to a $15 monthly service charge if no eStatements or direct deposit. Monthly service charge waived for Young Investors or Core Members.

Essential Share Fees

  • Minimum Balance Fee – If your Essential Share is your ONLY product, a minimum $300 balance must be maintained; fee charged if requirement not met – $10 per month

Money Market Fees

  • For balances below $2,500 – $10 per month until balance brought above minimum

Share Certificate Early Closure Fee

  • Up to 12 month term – 90 days dividends
  • 1 to 2 year term – 180 days dividends
  • 3 or more year term – 365 day dividends

Christmas Club, Pay Day Certificate, Achieve My Dream Certificate Early Withdrawal Fee – $10

Business Account Fees

Miscellaneous Fees

*Indicates fees waived for Core Accounts.

  • Account Closure Fee (within 90 days of opening) – $25
  • Card Release Fee – $5
  • Cashier’s Check Fee – $5*
  • Check Copies & Statement Copies – $5 each copy* (after 5 items, research fee may apply in addition to per-copy charge)
  • Check Printing Fee (box of checks) – varies
  • Debit/Credit Card Replacement Fee – $8 (one free card per year)
  • Rush Card Replacement (via mail) – $25
  • Dormant Account Fee – $5 per month (365 days inactive)
  • Foreign Item Fee – As much as $35 (Plus any fees from third party processors will also be passed to the member)
  • IRA Annual Maintenance Fee – $25 per year* (for balances under $5,000.00)
  • IRA Closure Fee – $40
  • IRA Processing/Transfer Fee – $40
  • Legal Processing Fee – $40
  • Levy/Garnishment Fee – $50
  • Loan Skip-A-Pay Fee – $25* (effective Jan 1, 2017)
  • Locator Fee – $5 per month (for returned mail/bad address)
  • Member Privilege Fee – $29
  • Miscellaneous Copies – $5 each copy* (after 5 items, research fee may apply in addition to per-copy charge)
  • Non-Member check cashing fee – $5
  • Non-Sufficient Funds Fee (NSF) – $29
  • Notary Services – FREE for members. See branch signage for non-member fees (range from $2.50 to $5.00 per service)
  • Online Bill Pay – No charge
  • Pre-Paid Visa Gift Card – $3
  • Pre-Paid Reloadable Visa Gift Card – $0
  • Pre-Paid Reloadable Visa Gift Card Load Fee – $2.50
  • Research/Legal Reconciliation Fee – $40 per hour (1 hour min.)
  • Returned Deposit Item – $25
  • Stop Payment – $20 per item/series
  • Stop Payment on Cashier’s Check – $25/check
  • Temporary Check Fee – $1 per check (when opening new account, first 8 checks are free; fee applies to each check thereafter)
  • Verification of Deposit – $5*
  • Wire Fees:
    • Incoming Wire – $10*
    • Outgoing Wire – $25*
    • Great Basin Federal Credit Union does not process and send wire transfers outside of the United States.

Loan Fees  

*Indicates fees waived for Core Accounts.

  • Advance Line Over-the-Limit Fee – $10
  • Late Loan Payment Fee – $15 (does not apply to real estate or VISA loans)
  • Loan Modification Fee – $35
  • Loan Skip-A-Pay Fee – $25* (effective Jan 1, 2017)
  • Payoff Demand Fee (Home Loans) – $20
  • Reconveyance Fee – $10 and up
  • Returned Loan Payment – $35
  • Subordination Fee – $100
  • VISA Annual Fee – No charge
  • VISA Balance Transfer Fee – 3%
  • VISA Foreign Transaction Fee – 2% (of transaction amount)
  • VISA Late Fee – $25 (after 5 days)
ALL FEES ARE SUBJECT TO CHANGE. Fees as of: 12/1/2016, updated 10/24/2016.
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