Latest News

We wish you a Merry Christmas and a happy New Year…![fb_vid id="2223023141273791"] Read More December 14, 2018
The perfect gift for anyone on any occasion! Ask us for a Visa Gift Card... Read More December 14, 2018
Meet our newest team members, Natalie and Pascale. Welcome to the team! Read More December 13, 2018
Our member Will was so kind and brought a homemade pie to the Sparks Crossing... Read More December 12, 2018
Using your Great Basin Visa Credit Card could get you $250! Details: https://www.greatbasin.org/swipesignwin/ Read More December 12, 2018
That holiday spirit![embed]https://www.youtube.com/attribution_link?a=E9I-29aWU70&u=%2Fwatch%3Fv%3Dq3u8qyEALwQ%26feature%3Dshare[/embed] Read More December 12, 2018
Our communications provider is down again. We are so sorry for any inconvenience this may... Read More December 11, 2018
We have $5,000 available in student scholarships for next year… apply now! https://www.greatbasin.org/belong/education/scholarships/ Read More December 10, 2018
Our VISA® Platinum Credit Card might be “no-frills”, but frankly, we’re proud of that. It’s... Read More December 7, 2018
Check out our Instagram page @greatbasinfcu for updates and all around fun! Read More December 7, 2018

Checking Protection Options

Checking Protection Options

Whether it’s to prevent the embarrassment of a returned check or to help with an unexpected expense, Great Basin offers multiple options to protect your checking account.

Advance Line

This revolving line of credit connected to your checking account can help to provide peace of mind.

  • Credit limits up to $1,000
  • Cash advances for personal use available
  • No fee for usage
Amount Used  Interest Charge
$50 $1.16
$500 $11.64
$1,000 $23.29

 

When compared to the cost of many payday loans, the Advance Line is your friend. Apply today to be sure it’s ready right when you need it!

Apply Now

Checking account required. Loan limits from $500 to $1,000 on approved credit. Current Advance Line APR is 17%. APR = Annual Percentage Rate. Interest charge examples based on one month.

Share/Loan Transfers

  • All accounts are automatically set up to transfer from the Essential Share Savings to cover an overdraft; this happens up to 6 times per month at no charge.
  • Additionally, you can request to set up this type of transfer from other sub-accounts you have (like a Secondary Share or Money Market) or lines of credit (like your Visa or Advance Line).

Call or visit a branch to set up your transfer preferences today.

Member Privilege

While the above options help you to avoid overdrawing, sometimes it just happens. Whether an emergency expense or human error, returned checks and declined cards can be inconvenient, embarrassing and costly. While we don’t encourage overdrafts, we want to do what we can to help you keep your accounts in good standing and save you from additional merchant fees and possible damage to your credit. We provide Member Privilege, an opt-in courtesy overdraft service.

  • Pays checks and debits that would overdraw a checking account up to the account’s Member Privilege limit (maximum $500)
  • $29 per-item fee
  • Does not require credit approval
  • Sign up and choose your preferences when you open your checking account

For more information, please see our Truth in Savings Agreement Disclosure (link below). To ensure your account is covered, visit your branch or call us at 775.333.4228.

 

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