Latest News

GIVEAWAY ALERT!! Who wants to go on the Dine the District Food Tour this Saturday,... Read More April 25, 2017
https://www.greatbasin.org/accounts/visa/visa-travel-notice/ Read More April 25, 2017
Don’t forget about our FREE Shred Day on May 1st at the Sparks Crossing Branch.... Read More April 24, 2017
#FlashbackFriday to that time I got to use a leaf blower in the lobby. Thanks,... Read More April 21, 2017
There is still time for you to RSVP for our Youth & Money Workshop next... Read More April 20, 2017
The Annual Member Meeting is Thursday, May 18 @ 6:00 p.m. See you there? After... Read More April 19, 2017
April is Youth Month and we’re excited to celebrate. All month long, when you open... Read More April 18, 2017
There is still time to RSVP for this FREE seminar hosted by our Financial Advisor,... Read More April 17, 2017
www.GreatBasin.org Read More April 17, 2017
For #FlashbackFriday, meet our very first Credit Union President, Jack Dunn![embed]https://www.youtube.com/watch?v=x9d4o0gzOI8&t=54s[/embed] Read More April 14, 2017

Checking Protection Options

Checking Protection Options

Whether it’s to prevent the embarrassment of a returned check or to help with an unexpected expense, Great Basin offers multiple options to protect your checking account.

Advance Line

This revolving line of credit connected to your checking account can help to provide peace of mind.

  • Credit limits up to $1,000
  • Cash advances for personal use available
  • No fee for usage
Amount Used  Interest Charge
$50 $1.16
$500 $11.64
$1,000 $23.29

 

When compared to the cost of many payday loans, the Advance Line is your friend. Apply today to be sure it’s ready right when you need it!

Apply Now

Checking account required. Loan limits from $500 to $1,000 on approved credit. Current Advance Line APR is 17%. APR = Annual Percentage Rate. Interest charge examples based on one month.

Share/Loan Transfers

  • All accounts are automatically set up to transfer from the Essential Share Savings to cover an overdraft; this happens up to 6 times per month at no charge.
  • Additionally, you can request to set up this type of transfer from other sub-accounts you have (like a Secondary Share or Money Market) or lines of credit (like your Visa or Advance Line).

Call or visit a branch to set up your transfer preferences today.

Member Privilege

While the above options help you to avoid overdrawing, sometimes it just happens. Whether an emergency expense or human error, returned checks and declined cards can be inconvenient, embarrassing and costly. While we don’t encourage overdrafts, we want to do what we can to help you keep your accounts in good standing and save you from additional merchant fees and possible damage to your credit. We provide Member Privilege, an opt-in courtesy overdraft service.

  • Pays checks and debits that would overdraw a checking account up to the account’s Member Privilege limit (maximum $500)
  • $29 per-item fee
  • Does not require credit approval
  • Sign up and choose your preferences when you open your checking account

For more information, please see our Truth in Savings Agreement Disclosure (link below). To ensure your account is covered, visit your branch or call us at 775.333.4228.

 

Share: