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Jennifer, does Great Basin offer auto insurance? https://youtu.be/Pj5ntcthudk Read More June 18, 2018
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https://www.greatbasin.org/14336/online-safety/Dear friends! As your financial advisor, I believe your personal safety online is of the... Read More June 16, 2018
Read more about our 2018 Scholarship Winners!🎓 https://www.greatbasin.org/14368/2018-scholarship-winners/This year, we gave three scholarships, adding up... Read More June 16, 2018
Save on summer fun in Southern California with Get Away Today! Now is the time... Read More June 15, 2018
We love giving back!Great Basin Federal Credit Union (GBFCU) is celebrating its 14th year of... Read More June 15, 2018
2018 Scholarship Winners! June 15, 2018

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Our Small Business Seminar Series is coming up! #RSVP for the first session on Business... Read More June 14, 2018
Ain’t she marvelous?! 😍 https://www.greatbasin.org/14290/the-marvelous-missy/Meet Missy. In June, she has worked at Great Basin Federal... Read More June 14, 2018

Checking Protection Options

Checking Protection Options

Whether it’s to prevent the embarrassment of a returned check or to help with an unexpected expense, Great Basin offers multiple options to protect your checking account.

Advance Line

This revolving line of credit connected to your checking account can help to provide peace of mind.

  • Credit limits up to $1,000
  • Cash advances for personal use available
  • No fee for usage
Amount Used  Interest Charge
$50 $1.16
$500 $11.64
$1,000 $23.29

 

When compared to the cost of many payday loans, the Advance Line is your friend. Apply today to be sure it’s ready right when you need it!

Apply Now

Checking account required. Loan limits from $500 to $1,000 on approved credit. Current Advance Line APR is 17%. APR = Annual Percentage Rate. Interest charge examples based on one month.

Share/Loan Transfers

  • All accounts are automatically set up to transfer from the Essential Share Savings to cover an overdraft; this happens up to 6 times per month at no charge.
  • Additionally, you can request to set up this type of transfer from other sub-accounts you have (like a Secondary Share or Money Market) or lines of credit (like your Visa or Advance Line).

Call or visit a branch to set up your transfer preferences today.

Member Privilege

While the above options help you to avoid overdrawing, sometimes it just happens. Whether an emergency expense or human error, returned checks and declined cards can be inconvenient, embarrassing and costly. While we don’t encourage overdrafts, we want to do what we can to help you keep your accounts in good standing and save you from additional merchant fees and possible damage to your credit. We provide Member Privilege, an opt-in courtesy overdraft service.

  • Pays checks and debits that would overdraw a checking account up to the account’s Member Privilege limit (maximum $500)
  • $29 per-item fee
  • Does not require credit approval
  • Sign up and choose your preferences when you open your checking account

For more information, please see our Truth in Savings Agreement Disclosure (link below). To ensure your account is covered, visit your branch or call us at 775.333.4228.

 

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