Latest News

Join us at the Discovery for $5 admission after 4 p.m. Look out for our... Read More February 21, 2018
Follow us on Instagram! https://www.instagram.com/greatbasinfcu/125 Followers, 33 Following, 161 Posts – See Instagram photos and... Read More February 20, 2018
So much progress!!! The wall is down between the two suites at our Sparks Crossing... Read More February 20, 2018
LAST CHANCE! Book today for extra Disney savings! Disneyland has raised their prices, but you... Read More February 20, 2018
https://www.greatbasin.org/13571/board-member-spotlight-carol-ingalls/Carol Ingalls is currently working as an Insurance Consultant with A and H Insurance, Inc.... Read More February 20, 2018
Board Member Spotlight: Carol Ingalls February 20, 2018

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Let’s Talk Trademarks & Copyright – There is so much information under the roof of... Read More February 19, 2018
https://www.greatbasin.org/13617/3-big-social-security-changes-expect-2018/Should retirees be expecting a hefty raise or a pay cut in 2018? by Sean... Read More February 16, 2018
3 Big Social Security Changes to Expect in 2018 February 16, 2018

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We will be closed this Saturday through Monday in observance of President’s Day! Remember, you... Read More February 16, 2018

Checking Protection Options

Checking Protection Options

Whether it’s to prevent the embarrassment of a returned check or to help with an unexpected expense, Great Basin offers multiple options to protect your checking account.

Advance Line

This revolving line of credit connected to your checking account can help to provide peace of mind.

  • Credit limits up to $1,000
  • Cash advances for personal use available
  • No fee for usage
Amount Used  Interest Charge
$50 $1.16
$500 $11.64
$1,000 $23.29

 

When compared to the cost of many payday loans, the Advance Line is your friend. Apply today to be sure it’s ready right when you need it!

Apply Now

Checking account required. Loan limits from $500 to $1,000 on approved credit. Current Advance Line APR is 17%. APR = Annual Percentage Rate. Interest charge examples based on one month.

Share/Loan Transfers

  • All accounts are automatically set up to transfer from the Essential Share Savings to cover an overdraft; this happens up to 6 times per month at no charge.
  • Additionally, you can request to set up this type of transfer from other sub-accounts you have (like a Secondary Share or Money Market) or lines of credit (like your Visa or Advance Line).

Call or visit a branch to set up your transfer preferences today.

Member Privilege

While the above options help you to avoid overdrawing, sometimes it just happens. Whether an emergency expense or human error, returned checks and declined cards can be inconvenient, embarrassing and costly. While we don’t encourage overdrafts, we want to do what we can to help you keep your accounts in good standing and save you from additional merchant fees and possible damage to your credit. We provide Member Privilege, an opt-in courtesy overdraft service.

  • Pays checks and debits that would overdraw a checking account up to the account’s Member Privilege limit (maximum $500)
  • $29 per-item fee
  • Does not require credit approval
  • Sign up and choose your preferences when you open your checking account

For more information, please see our Truth in Savings Agreement Disclosure (link below). To ensure your account is covered, visit your branch or call us at 775.333.4228.

 

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