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Core Membership

To learn about the benefits of being a Core Member and what it does for the cooperative, click to watch this short video:



Core Account Logo

Want to learn more about The Core Account logo? Click here.

Core Members

Simply maintain three or more active qualifying services to enjoy the many benefits of being a Core Member.  It’s never been easier to get the most out of your account.

    • No Monthly Checking Fee
    • Auto/RV Loan Rate Discounts *
    • Certificate Rate Bumps **
    • One Free Box of Checks at Account Opening
    • No Fee for Loan Skip-a-Payments
    • Free Cashier’s Checks
    • Free Visa Debit Card with Fraud Protection – printed in branch while you wait
    • Free Online Banking and Bill Payment
    • Free Mobile Banking and Mobile Check Deposit
    • 30,000+ Fee-free ATMs
    • 5,400+ Shared Branch Locations
    • Other various fees waived including IRA maintenance, wire transfer, mortgage application, and copy fees. ***
  • IRA Service
  • Share Certificate (non-IRA)
  • 2nd Mortgage
  • Direct Deposit
  • Consumer Loan (excluding Advance Line)
  • VISA Credit Card (1+ charge/90 days)
  • Money Market
  • Online Bill Pay/Automatic Withdrawals (3+ per month)
  • Member’s Choice Debt Protection
  • Membership Tenure of 10 years or More
  • Investments Held Under Financial Consultant
  • Free financial workshops and events all year long
  • No-cost financial consulting services
  • Cash incentives for referring new loans with our Refer-a-Friend Program
  • Each cash rewards in your checking account just for doing things you already do
  • Free notary
  • Discounts on vacation, insurance, tax products and other little “extras”
  • Personalized and local service with the credit union philosophy in mind

*For loans disclosed in the branch; see loan rates. **Refer to current deposit rates. ***Refer to current fee schedule.

Ready to open your Core Account?

You can open a new account with our online account application, add products or services to your existing account from within Online Banking, or come see us in person at any one of our branches.