Great Basin Federal Credit Union ::/ Share Dividend Rates
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| APY*+ | APR**+ | |
| Share Account-on balances $100.00 & up | .50% | .50% | |
| Checksmart, Classic and Ultimate Checking Accounts on balances $1,000 and up | .25% | .25% | |
| Christmas Club Account | 1.11% | 1.10% | |
| Vacation Club | 1.11% | 1.10% | |
| Youthsaver Account | 1.11% | 1.10% | |
| Passbook IRA | 2.00% | 1.98% | |
| Pay Day ($250.00: 1 year: Direct Deposit Required) | 2.95% | 2.92% | |
Achieve My Dream Certificate ($250.00 mimimum Deposit Required) | 2.95% | 2.92% | |
| Money Market Account- $2,500.00 Minimum: | |||
| From $0.00 to $9,999.99 | 1.20% | 1.19% | |
| From $10,000.00 to $24,999.99 | 1.45% | 1.44% | |
| From $25,000.00 to $49,999.99 | 1.85% | 1.83% | |
| From $50,000.00 to $99,999.99 | 1.95% | 1.93% | |
| From $100,000.00 and up | 2.15% | 2.13% | |
| The above dividends are calculated and paid on the average daily balance for the month and are paid monthly. | |||
| Premium Money Market Account- $2,500.00 Minimum: PLUS, must have active checking account, direct deposit, and one other active service (IRA, Share Certificate, Auto or RV Loan, Home Equity Loan, or VISA Credit Card): | |||
| From $0.00 to $9,999.99 | 1.85% | 1.83% | |
| From $10,000.00 to $24,999.99 | 2.15% | 2.13% | |
| From $25,000.00 to $49,999.99 | 2.65% | 2.62% | |
| From $50,000.00 to $99,999.99 | 2.80% | 2.77% | |
| From $100,000.00 and up | 3.05% | 3.01% | |
| The above dividends are calculated and paid on the average daily balance for the month and are paid monthly. Active checking = at least one transaction per month (not including dividend postings) Active Services: an active service is a grouping of products in the same category (i.e. 3 certificates of different terms combined with 1 auto loan is still 2 services - not 4, since the 3 certificates are all in the same service category) | |||
| Tier 1 Certificate of Deposit - $1,000.00 - $9,999.00 | |||
| 3 Months | 2.65% | 2.62% | |
| 6 Months | 2.75% | 2.72% | |
| 1 Year | 2.80% | 2.77% | |
| 18 Months | 2.95% | 2.92% | |
| 2 Years | 3.10% | 3.07% | |
| 3 Years | 3.40% | 3.36% | |
| 4 Years | 3.65% | 3.60% | |
| 5 Years | 3.80% | 3.75% | |
| Tier 2 Certificate of Deposit - $10,000.00 - $24,999.00 | |||
| 3 Months | 2.80% | 2.77% | |
| 6 Months | 2.90% | 2.87% | |
| 1 Year | 2.95% | 2.92% | |
| 18 Months | 3.10% | 3.07% | |
| 2 Years | 3.30% | 3.26% | |
| 3 Years | 3.60% | 3.55% | |
| 4 Years | 3.85% | 3.80% | |
| 5 Years | 4.00% | 3.94% | |
| Tier 3 Certificate of Deposit - $25,000.00 or greater | |||
| 3 Months | 2.95% | 2.92% | |
| 6 Months | 3.05% | 3.02% | |
| 1 Year | 3.10% | 3.07% | |
| 18 Months | 3.25% | 3.21% | |
| 2 Years | 3.45% | 3.41% | |
| 3 Years | 3.75% | 3.70% | |
| 4 Years | 4.00% | 3.94% | |
| 5 Years | 4.15% | 4.09% | |
| IRA Certificate of Deposit - $1,000.00 Minimum: | |||
| 6 Months | 2.90% | 2.87% | |
| 1 Year | 2.95% | 2.92% | |
| 18 Months | 3.10% | 3.07% | |
| 2 Years | 3.30% | 3.26% | |
| 3 Years | 3.60% | 3.55% | |
| 4 Years | 3.85% | 3.80% | |
| 5 Years | 4.00% | 3.94% | |
| Prime Rate Share Certificate (Variable) - $10,000.00 Minimum. Rates may change after opening: | |||
| 3 Year Term: 1/2 Prime + .50% | 3.03% | 3.00% | |
| 5 Year Term: 1/2 Prime + 1.00% | 3.55% | 3.50% | |
| (Prime Rate is 5.00%/Maximum APY is 9%) | |||
| Dividends for Certificates are paid quarterly. Subject to early withdrawal penalties | |||
*Annual Percentage Yield **Annual Percentage Rate Dividend rates and terms are subject to change without prior notice. Dividend rates effective as 6/1/2008. Fees could reduce earnings. | |||
