:: Open to youth ages 0-12
:: No minimum investment
:: Dividends paid on all balances
:: No service fees
:: Upon reaching age 13, the Jr. Savers account will convert to a Young Investor account

*A parent or guardian is required for the Jr. Savers and Young Investor accounts

:: Open to youth ages 13-17
:: Savings
   - No minimum investment
   - Dividends paid on all balances
   - No monthly service charge
:: Checking**
   - $100 minimum opening investment
   - Dividends paid on all balances
   - Visa® ATM/Debit Card available 
   - Starter checks at no charge
   - A $25 balance must be maintained in savings if checking is selected
:: Personal Loan
   - Up to $150
:: Share Secured Loan
   - Up to $500
:: Upon reaching age 18, this account will be converted to one of our three account options 

*A parent or guardian is required for the Jr. Savers and Young Investor accounts
**Young Investor Checking Accounts may be subject to fees.