share rates |
SHARE TYPE | APY | APR |
Essential & Secondary Share (Paid on balances $300 or more) | 0.15% | 0.15% |
All Checking Accounts (On average daily balances $1,000 or more) | 0.10% | 0.10% |
Christmas & Vacation Club | 0.30% | 0.30% |
Youth Savings Accounts | 0.30% | 0.30% |
Payday Certificate ($250 min. 1 yr term) | 0.45% | 0.45% |
Achieve My Dream Certificate ($250 min. 1 yr term JR. Savers &
Young Investors only) | 0.45% | 0.45% |
Money Market
$2,500 minimum investment. | $0.00 to $9,999.99 | 0.10% | 0.10% |
$10,000.00 to $24,999.99 | 0.15% | 0.15% |
$25,000.00 to $49,999.99 | 0.25% | 0.25% |
$50,000.00 to $99,999.99 | 0.35% | 0.35% |
$100,000.00 or greater | 0.45% | 0.45% |
Premium Money Market
$2,500 minimum investment & you must maintain "Core Account" with direct deposit as one of your services. | $0.00 to $9,999.99 | 0.15% | 0.15% |
$10,000.00 to $24,999.99 | 0.25% | 0.25% |
$25,000.00 to $49,999.99 | 0.40% | 0.40% |
$50,000.00 to $99,999.99 | 0.50% | 0.50% |
$100,000.00 or greater | 0.65% | 0.65% |
|
retirement rates |
IRA Certificates
$1,000 minimum investment. | 6 month | 0.35% | 0.35% |
1 year | 0.50% | 0.50% |
18 month | 0.65% | 0.65% |
2 year | 0.80% | 0.80% |
3 year | 0.95% | 0.95% |
4 year | 1.20% | 1.20% |
5 year | 1.40% | 1.39% |
Passbook IRA | 0.50% | 0.50% |
|
share certificate rates |
TERM CERTIFICATES | APY | APR | Tier 1 Term Certificate - Core Rates
$1,000.00 to $9,999.99. The listed APR is for Core Account types only & reflects a 0.35% (0.35 basis points) increase & will affect the APY. | 6 Months | 0.45% | 0.45% | 1 Year | 0.60% | 0.60% | 18 Months | 0.70% | 0.70% | 2 Years | 0.95% | 0.95% | 3 Years | 1.05% | 1.05% | 4 Years | 1.40% | 1.39% | 5 Years | 1.55% | 1.54% | Tier 2 Term Certificate - Core Rates
$10,000.00 to $24,999.99. The listed APR is for Core Account types only & reflects a 0.35% (0.35 basis points) increase & will affect the APY. | 6 Months | 0.45% | 0.45% | 1 Year | 0.70% | 0.70% | 18 Months | 0.80% | 0.80% | 2 Years | 1.05% | 1.05% | 3 Years | 1.15% | 1.14% | 4 Years | 1.50% | 1.49% | 5 Years | 1.65% | 1.64% | Tier 3 Term Certificate - Core Rates
$25,000.00 or greater. The listed APR is for Core Account types only & reflects a 0.35% (0.35 basis points) increase & will affect the APY. | 6 Months | 0.45% | 0.45% | 1 Year | 0.80% | 0.80% | 18 Months | 0.90% | 0.90% | 2 Years | 1.15% | 1.15% | 3 Years | 1.25% | 1.25% | 4 Years | 1.60% | 1.60% | 5 Years | 1.75% | 1.75% |
Prime Rate Share Certificate
$10,000.00 minimum investment. Variable rate tied to current Prime Rate. Prime Rate = 3.25%. Maximum APY is 9.0%.
| 3 year term:
½ of Prime + 0.50% | 2.15% | 2.13% | 5 year term:
½ of Prime + 1.00% | 2.66% | 2.63% | APR=Annual Percentage Rate. APY=Annual Percentage Yield. Please see a member service representative for details on share certificate rates for Traditional Accounts and
e-Accounts. Dividend rates and terms are subject to change without prior notice. Fees could reduce earnings. Certificate dividends for are paid quarterly and are subject to early withdrawal penalties. Rates as of: 12/1/2009 |
|
