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Great Basin Federal Credit Union Reno & Sparks Nevada

Great Basin Federal Credit Union ::/ Loan Rates

 

vehicle loan rates

NEW & USED VEHICLES

Rates are determined by credit score, model year and term.  Discounts given for higher credit score, newer model year and shorter term.  For example, an applicant with a FICO score of 700+, a 2010 vehicle and a 36 month term would qualify for the lowest rate.  For vehicles with 75,000 miles or more add 1.00% to the qualifying rate. Terms are available up to 84 months, but at a slightly higher rate.

Ask about our 2.99%
SUPER RATE promo!

Rates for loans disclosed
in branch:

ACCOUNT TYPE:

RATE:

Core Account

3.49% - 18.00%

e-Account

3.99% - 18.00%

Traditional Account

3.99% - 18.00%

Rates for loans disclosed
at dealership:

4.99% - 18.00%

NEW & USED RECREATIONAL VEHICLES (RVs)

To get pre-approved, click here or call 775.789.3171 to speak with one of our knowledgeable loan processors!

Rates for loans disclosed in branch:

ACCOUNT TYPE:

RATE:

Core Account

7.95% - 18.00%

e-Account

8.70% - 18.00%

Traditional Account

8.70% - 18.00%

Rates for loans disclosed
at dealership:

8.90% - 18.00%

 

home equity loan rates*

HOME EQUITY LINE OF CREDIT (HELOC)*

Borrow from $10,000 to $100,000. Minimum rate is 7.00%. Maximum rate is 18.00%. APR may vary; no points. Prime Rate is 3.25%.

LOAN-TO-VALUE

RATE:

80% = Prime + 0.50%

7.00%

90%* = Prime + 1.00%

7.00%

100%* = Prime + 1.50%

7.00%

FIXED RATE HOME EQUITY*

Borrow from $5,000.00 to $25,000.00.

LOAN-TO-VALUE

RATE:

80%

7.00%

90%*

7.00%

100%*

7.00%

*Until further notice, 90% and 100% LTV Home Equity Loans are not being offered.

mortgage rates

FHA :: VA :: PURCHASE :: REFINANCE :: REVERSE MORTGAGE :: FIRST-TIME BUYERS

Mortgage rates change daily.  Click here for updates or to apply online.  You can also call 775.789.3171 for more information.

 

miscellaneous consumer loan rates

MISCELLANEOUS LOAN TYPE:

RATE:

Signature Fixed Rate Loan
Borrow from $250 to $10,000.

9.25% - 18.00%

Savings Secured Loan
Fixed rate loan.  Ask us for details.

Essential Share Rate
+ 3.00%

Certificate Secured Loan
Fixed rate loan.  Not to exceed share certificate term.

Essential Share Rate
+ 3.00%

VISA ® Platinum Credit Card Loan
Loan limits from $250 to $10,000.  Ask us how this works.

9.25% - 18.00%

Overdraft Line of Credit (OCLOC)
Checking account required.  Loan limits from
$500 to $1,000.

17.00%

Rates stated as annual percentage rate (APR). Rates assigned to individual loans vary depending on loan type, collateral, applicant financial status & credit history. Loan rates accurate as of 4/27/2011 & are subject to change without notice.  Additional lending policies may apply.  Call 775.333.4228 for details.

 
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MAIN BRANCH - 9770 S. Virginia St., Reno, NV 89511
NORTHWEST BRANCH - 9600 S. McCarran Blvd., Reno, NV 89523
SPARKS CROSSING BRANCH - 295 Los Altos Pkwy., Suite 105, Sparks, NV 89436
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