Great Basin Federal Credit Union ::/ 4.24% Auto Loan Rate
To qualify for an auto loan rate of 4.24% please meet the following three criteria:
1. Maintain an e-Account or a Traditional Account status as described below:
- e-Account: Maintain an active checking account plus either direct deposit or e-statements.
- Traditional Account: Any account that does not meet the requirements of an e-Account or Core Account is a Traditional Account. The only requirement is to maintain an at least $25 in a savings account.
2. Disclose your loan in a branch - we recommend getting pre-approved for a purchase.
3. Have a credit score of 700 or higher - other low rates are available for other credit scores.
Apply now by clicking here or call 775.789.3171.
If you are interested in finding out how to qualify for the lowest rate available, click here to for details on our 3.99% auto loan.
Other things to keep in mind:
- No application fee!
- Terms up to approximately 84 months*.
- We do encourage pre-approvals, but also participate in Credit Union Direct Lending (CUDL).
- Great Basin FCU will also re-finance other lenders' auto loans.
- New Auto Loans -Up to 100% of MSRP (minus rebates) plus GAP and warranty
- Used Auto Loans - Up to 100% of Retail Kelley Blue Book plus GAP and warranty. We will finance vehicles 7 years old or newer with less than 75,000 miles
*Loan term is dependent upon amount financed. Approximate term used for payment calculations and rates. Financing, term and loan amount on approved credit.
