

Account Fees
Loan Fees
Miscellaneous Fees
Account Fees: |
|
Monthly Checking Service Fee: |
|
Essential Share Fees: |
|
Business Accounts: |
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| Business Checks - no charge for first 10 checks deposited per day | $0.25 per check |
Money Market Fees: |
|
| Share Certificate Early Withdrawal Fee - member shall forfeit an amount equal to dividends for specified number of days on the amount withdrawn depending on the terms below: - 6 month term - 18 month, 1 and 2-year terms - 3, 4, 5 year terms |
|
| Christmas Club, Vacation Club & Pay-Day Certificate Early Withdrawal Fee: | $5 |
Loan Fees: |
|
Late Loan Payment - does not apply to real estate | $15 |
| Over the Limit Fee - excludes Visa | $20 |
| Visa Over the Limit Fee - after 5 days | $25 |
| Visa Late Fee - after 5 days | $25 |
| Visa Platinum Annual Fee | No charge |
| Reconveyance Fee | $10 and up |
| Subordination Fee | $100 |
| Payoff Demand Fee - home loans | $20 |
| International Visa Transaction Fee | No Charge |
| Returned Loan Payment | $25 |
| Indirect Loan Processing Fee | $5 |
Miscellaneous Fees: |
|
Account Closure Fee - if account closed within | $25 |
| Check Copies - after 5 items; Research Fee may apply in addition to per-copy charge | $5 each |
| Miscellaneous Copies - after 5 items; Research Fee may apply in addition to per-copy charge | $5 each |
| Research/Legal/Reconciliation Fee - one hour min. | $35 per |
| Cashier's Check Fee | $5 |
| Check Printing Fee | varies |
| Debit/Credit Card Replacement Fee - one free card per year | $5 |
| Rush Card Replacement Fee: | $25 |
| Rush PIN Delivery Fee: | $25 |
| Dormant Account Fee - 365 days inactive | $5 per |
| Foreign Item Fee: | $35 |
| IRA Transfer Fee: | $35 |
| IRA Closure Fee: | $35 |
| IRA Annual Mainenance Fee - for balances under $5,000.00 | $25 per |
| Stop Payment Fee: | $15 per |
| Stop Payment on Check Series Fee: | $25 |
| Telephone Service Fee | $3 per |
| Domestic Outgoing Wire | $20 |
| International Outgoing Wire | $30 |
| Directo a Mexico Fee | $10 |
| Temporary Check Fee - when opening new account, first 10 temp. checks are free; fee applies to each bundle thereafter; bundles given in quantities of 5 | $5 per |
| Levy/Garnishment Fee: | $35 |
| Member Privilege Fee: | $25 |
| Non-Sufficient Funds Fee (NSF): | $25 |
| Online Home Banking & Telephone Teller Fees: | No Charge |
| Online Bill Pay Fee: | No Charge |
| Returned Deposit Item Fee: | $25 |
| Incoming Wire Fee: | No Charge |
| Account Reopening Fee: | $10 |
| Card Release Fee: | $5 |
-Fees as of 5/27/08
-ALL FEES ARE SUBJECT TO CHANGE
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