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Great Basin Federal Credit Union ::/ Fee Schedule

Account Fees
Loan Fees
Miscellaneous Fees


Account Fees:


Amount:

Monthly Checking Service Fee:

    -
Truckee Silver Account
    - Tahoe Gold Account
    - Sierra Platinum Account



$10
No charge
No charge

Essential Share Fees:

Minimum Balance Fee -
If your Essential Share is your ONLY
product, a minimum $300 balance must be maintained - fee
charged if requirement not met

Excessive Witdrawal Fee - No fee on first 6 withdrawals


 
$3 per month



$10 each
after first 6

Business Accounts:

    - Sole Proprietorships
    - Non-Profits
    - All other business entities



$15 per month
$5 per month
$30 per month

Business Checks - no charge for first 10 checks deposited
per day

 $0.25 per check
after 10 per day

Money Market Fees:

Minimum Balance Fee - for balances up to $2,499.99 (if balance
not brought up in 30 days, funds transferred to savings
and Money Market is closed)

Excessive Withdrawal Fee - No fee on first 6 withdrawals



$10



$10 each
after first 6

Share Certificate Early Withdrawal Fee - member shall 
forfeit an amount equal to dividends for specified number of days
on the amount withdrawn depending on the terms below:

    - 6 month term
    - 18 month, 1 and 2-year terms
    - 3, 4, 5 year terms





90 days
180 days
365 days

Christmas Club, Vacation Club & Pay-Day Certificate Early Withdrawal Fee:

 $5

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Loan Fees:


Amount:

Late Loan Payment - does not apply to real estate   
loans or Visa loans

$15

Over the Limit Fee - excludes Visa

 $20

Visa Over the Limit Fee - after 5 days

 $25

Visa Late Fee - after 5 days

 $25

Visa Platinum Annual Fee

 No charge

Reconveyance Fee

 $10 and up

Subordination Fee

 $100

Payoff Demand Fee - home loans 

 $20

International Visa Transaction Fee

 No Charge

Returned Loan Payment

 $25

Indirect Loan Processing Fee

 $5


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Miscellaneous Fees:


Amount:

Account Closure Fee - if account closed within
90 days of opening date

$25

Check Copies - after 5 items; Research Fee may
apply in addition to per-copy charge

 $5 each
copy

Miscellaneous Copies - after 5 items; Research Fee
may apply in addition to per-copy charge

 $5 each
copy

Research/Legal/Reconciliation Fee - one hour min.

 $35 per
hour

Cashier's Check Fee

 $5

Check Printing Fee

       varies

Debit/Credit Card Replacement Fee - one free card
per year

$5

Rush Card Replacement Fee:

$25

Rush PIN Delivery Fee:

$25

Dormant Account Fee - 365 days inactive

$5 per
month

Foreign Item Fee:

 $35

IRA Transfer Fee:

 $35

IRA Closure Fee:

 $35

IRA Annual Mainenance Fee - for balances under $5,000.00

 $25 per
year

Stop Payment Fee:

 $15 per
item

Stop Payment on Check Series Fee:

 $25

Telephone Service Fee

$3 per
call 

Domestic Outgoing Wire

$20

International Outgoing Wire

$30

Directo a Mexico Fee

$10

Temporary Check Fee - when opening new account, first 10
temp. checks are free; fee applies to each bundle thereafter;
bundles given in quantities of 5

 $5 per
bundle

Levy/Garnishment Fee:

 $35

Member Privilege Fee:

 $25

Non-Sufficient Funds Fee (NSF):

$25

Online Home Banking & Telephone Teller Fees:

 No Charge

Online Bill Pay Fee:

 No Charge

Returned Deposit Item Fee:

 $25

Incoming Wire Fee:

 No Charge

Account Reopening Fee:

 $10

Card Release Fee:

 $5


-Fees as of 5/27/08
-ALL FEES ARE SUBJECT TO CHANGE

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