The Backup Plan

I was asked a question I had never heard the other day.  A member asked me how to invest, knowing the world will end in 2012.  I was stumped for a minute, and then I said that if the world is going to end in 2012 he may as well spend all his money now.  However, he might want to consider a back-up plan, in case his information turns out to be wrong.  A back-up plan is something we all should have.  You may not live to be 100 years old, but if you do, you don’t want to be... Read More

Do your kids really want your house?

Do your kids want to inherit your house? You would be surprised to know that people often assume they need to do everything they can to ensure that they pass their house down to their children after their death. Often, however, they have not asked the kids whether it is important to them. Maybe they don’t even want the house. Or maybe what they really want is grandmother’s china or Dad’s classic car. Having those conversations can make estate planning much easier. For more... Read More

What You’d Expect From a Credit Union

Summers have a way of getting away and I noticed I haven’t written in a while. I know you have been waiting patiently. Most recently we’ve been the recipients of another wave of new members from our friends at B of A with their announcement of their new Debit Card fee. The last wave was from Wells Fargo for the same reason. The recent limits put on debit card transaction fees at large banks by the Federal Reserve have the banks scrambling to keep their bonus checks coming. I’ll... Read More